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$449,000

NAL Estimated Property Value

627 County Road 4895, Winnsboro, TX, 75494

$459,313 ARVInfo
Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,236 Sq Ft
price_per_sqft$178.44 / sqft

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 3Bathrooms 3
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave
FlooringCarpet, Wood

Exterior

Lot Size1.68 acres

Building Information

Garage Spaces2

Land Information

APN21248
Land UseAgriculture / Farming
Legal DescriptionABS 0523; SECREST W H; TRACT 35; 1.676 ACRES
Census Tract950100
Assessed Land Value$50,280
Assessed Improvement Value$312,660
Assessment Year2025

About this property

This home has been completely remodeled, while maintaining it’s farmhouse charm. Situated on 1.67 acres with a huge wrap around porch adds even more living space to this home. Original hardwoods throughout downstairs including living and dining area. Elegant lighting, inviting paint colors and meticulous detail will grab your attention as soon as you walk through the front door. Huge gourmet kitchen opens to the living and dining area and check out the handcrafted ceiling in the dining area. Master bedroom located on the first level, and it will not disappoint with a relaxing country style master bath. Computer niche located just outside the master for those that work from home. Two bedrooms up with shared bath and open landing for additional space. Must see garage with oversized storage area.

Investor Tools

Property Icon
$449,000
Estimated Property Value
$10,388Estimated Mortgage Balance
$438,612Estimated Equity
97% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$459,312
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,694 /month
Positive
Cash Flow Estimate:
$898 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$641/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,443
$362,940
2025
$50,280
$312,660
$362,940
No

Tax History

Year
Tax Paid
Assessed Value
2025
$5,443
$362,940

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Option One Mortgage Corp
Purchase Money Mortgage
$24,400
No
First
Mar 28, 2005
Apr 2035

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$10,388
$438,612
97%
2%
$147/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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627 County Road 4895 | Property Details | No Agent List