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$284,000

NAL Estimated Property Value

629 Raven Dr, Saginaw, TX, 76131

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,172 Sq Ft
price_per_sqft$161.14 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range

Exterior

Lot Size6,094 sqft

Building Information

Year Built2002
Stories2
Garage Spaces2

Land Information

APN17657D-2-8
Lot Number8
SubdivisionHeather Ridge Estates Ph 1
Land UseResidential
Legal DescriptionHEATHER RIDGE ESTATES PH 1 BLOCK 2 LOT 8
Census Tract114003
Assessed Land Value$65,000
Assessed Improvement Value$195,087
Assessment Year2025

About this property

Welcome to this beautifully cared-for 3-bedroom, 3-bath home offering 2,172 sq ft of bright and inviting living space in the heart of Saginaw. Step inside to soaring vaulted ceilings and natural light that set the tone for a warm, homelike feel. The layout features multiple living spaces, gorgeous chandeliers in each room, and a thoughtfully designed upstairs primary suite with dual walk-in closets—one featuring custom storage solutions. The home’s character shines through in details like the elegant light fixtures and the cozy backyard patio with both concrete and wood-style extensions, perfect for relaxing or entertaining. A storage shed adds extra functionality, while recent updates include fresh carpet in the primary bedroom. Located in a highly sought-after neighborhood within EMS ISD, this home is ideal for families who want to be close to Saginaw High School, great parks, and everyday conveniences.

Investor Tools

Property Icon
$284,000
Estimated Property Value
$172,731Estimated Mortgage Balance
$111,269Estimated Equity
39% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,100 /month
Positive
Cash Flow Estimate:
$700 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$534/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,990
$260,087
2025
$65,000
$195,087
$260,087
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,990
$260,087

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Freedom Mortgage Corp
Fha
$193,247
Yes
First
Nov 24, 2020
Nov 2047

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$172,731
$111,269
39%
61%
$1,159/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$1,399/mo
+$1,271/mo
11.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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629 Raven Dr | Property Details | No Agent List