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$250,000

630 Cedarcrest Dr, Tool, TX, 75143

$274,513 ARVInfo
On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,553 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$160.98 / sqft
Year BuiltBuilt in 1986

Property Lead Type:

Must-SellAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
FlooringLaminate

Exterior

Exterior FeaturesRain Gutters, Storage

Building Information

Year Built1986
Roof Type105
Garage Spaces4

Land Information

APN2355-0000-0420-63
Lot Number42,44,L
SubdivisionCedar Crest Shores (508)
Land UseResidential
Legal DescriptionLT 42-44 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LT 42-44
Census Tract950801
Assessed Land Value$5,000
Assessed Improvement Value$377,058
Assessment Year2025

About this property

Welcome to 630 Cedarcrest Drive in Tool, Texas, where comfort, space and easy Cedar Creek Lake area living come together beautifully. This site built 3 bedroom, 2 bath home offers 1,553 square feet, great curb appeal and a large welcoming porch made for slow mornings, sweet tea evenings and a little breathing room at the end of the day. Inside, you will find an updated kitchen with plenty of cabinet space, a breakfast nook, nice center island, a spacious dining area, and thoughtful updates, including newer light fixtures, ceiling fans, and finishes. The refrigerator and microwave are included making this home even easier to settle into. Sitting on 3 lots totaling over a third of an acre, this property gives you the kind of outdoor space that lends itself to a variety of options. Plenty of room to store an RV, boat and trailer or any extras you may have. The yard is completely fenced and features an electric gate, room for pets, gardening, or even chickens, plus a hot tub for relaxing under the Texas sky. A detached 2 car garage and separate storage building with electric provide excellent space for parking, hobbies, tools, lake gear or weekend projects. Located in a good neighborhood with access to a private community boat launch and fishing pier, this home offers the Cedar Creek Lake lifestyle without the waterfront price tag. You are also close to local restaurants, everyday conveniences, and Tool’s new park, The Eight. Whether you are a first time home buyer looking for room to grow or a retiree ready for a quieter pace near the lake, 630 Cedarcrest Drive offers comfort, charm, and practical space in one of the most loved lake communities in East Texas.

Investor Tools

$233,791Estimated Mortgage Balance
$148,722Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$274,512
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,292 /month
Positive
Cash Flow Estimate:
$764 /month

Interested in this property?

Jamye Montgomery

KW-Cedar Creek Lake Properties

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$619/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,513
$382,058
2025
$5,000
$377,058
$382,058
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,513
$382,058

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Va
$258,482
Yes
First
Jun 7, 2021
Jul 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$233,791
$148,267
38%
61%
$1,550/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Tool

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