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Days43Days on Market
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$459,000

639 Stafford Circle, Rockwall, TX, 75087

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,370 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$193.67 / sqft
Year BuiltBuilt in 1997

Property Lead Type:

High EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating GasHeating Gas
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Exterior FeaturesRain Gutters
Lot Size10,454 sqft

Building Information

Year Built1997
Stories1
Garage Spaces2

Land Information

APN5187-000A-0025-00-0R
Lot Number25
SubdivisionTurtle Cove
Land UseResidential
Legal DescriptionTURTLE COVE, BLOCK A, LOT 25, (REPLAT-2)
Census Tract040303
Assessed Land Value$166,250
Assessed Improvement Value$253,528
Assessment Year2025

About this property

Nestled inside the gated and established Turtle Cove community, this beautifully designed home sits on a .24-acre lot surrounded by cozy courtyards, mature trees, and the picturesque charm this neighborhood is known for. Offering 2370 sq ft of thoughtful living space, the layout includes 4 bedrooms, 3 full baths, and flexible room options ideal for today’s lifestyle. Step inside to a welcoming front flex space, perfect for a dedicated home office or a playroom tucked neatly away from the main living areas. The bright living room features a brick gas fireplace, abundant natural light, and seamless flow into the breakfast nook and kitchen. The kitchen offers a center island with gas cooking, pantry storage, and a separate appliance or storage room to keep counters clean and clutter-free. The primary suite, privately positioned at the back of the home, provides room for a seating area and peaceful views of the lush backyard. The recently remodeled ensuite bath includes a separate shower, soaking tub, dual sinks and vanities, built-in storage, and a generous walk-in closet. Two additional bedrooms downstairs share a well-appointed second full bath. Upstairs, discover a teenage retreat—an oversized bedroom with its own full ensuite bath, offering privacy and independence. Out back, a covered patio overlooks towering trees, raised flower beds, and a spacious yard with room for a trampoline, playset, or anything you imagine! Turtle Cove residents enjoy a community pool, tennis courts, and a clubhouse. Evening strolls reveal serene views of Lake Ray Hubbard, and the home is just minutes from both quaint Downtown Rockwall and the vibrant Harbor District for dining, shopping, and entertainment.

Investor Tools

Property Icon
$419,778
Estimated Property Value
$0Estimated Mortgage Balance
$31,235Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,754 /month
Positive
Cash Flow Estimate:
$918 /month

Interested in this property?

Aaron Stokes

Keller Williams Rockwall

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$311/month
$115/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,634
$419,778
2025
$166,250
$253,528
$419,778
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,634
$419,778

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Inwood National Bank
Conventional
$405,000
No
First
Mar 7, 2024
Apr 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$388,543
$31,235
7%
93%
$2,429/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,310/mo
$2,544/mo
$-234/mo
6.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Rockwall

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639 Stafford Circle | Property Details | No Agent List