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Owner Contacts

$188,000

NAL Estimated Property Value

640 Agua Del Rio, El Paso, TX, 79928

Off Market

3 Beds

2 Bath

1,362 Sq Ft

$138.77 / sqft

Built in 2015

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Heating Forced Air Unit

Cooling

AppliancesFree-Standing Gas Oven, Refrigerator

FlooringTile

Exterior

Exterior FeaturesWalled Front, Walled Backyard

Lot Size15,115 sqft

Building Information

Year Built2015

Roof Type105

Land Information

APNA200-000-0140-0800

Lot Number8

SubdivisionAgua Dulce Unit 5

Land UseResidential

Legal Description14 AGUA DULCE #5 LOT 8 (15115.32 SQ FT)

Census Tract010335

Assessed Land Value$31,268

Assessed Improvement Value$111,438

Assessment Year2025

About this property

This home's greatest value is the large and clean piece of land that provides a ton of opportunity for its next owners. Expanding for more than .35 acres or 15,000 square feet, you will have an opportunity for more improvements, extensive parking or storage and one horse or two. The home also has a lot of owner pride. Built in 2015, it comes with a modern touch, open concept, large bedrooms and an array of windows for plenty of natural light. When you walk in, you will feel that serene and comfort as you tour. The community is away from the daily city hassle and high traffic. You will feel a lot of peace and quiet. Lovely home is waiting for you! Schedule your appointment to come and see it today!

Investor Tools

$188,000

Estimated Property Value

$185,041Estimated Mortgage Balance

$2,959Estimated Equity

1% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,134 /month

Positive

Cash Flow Estimate:

$378 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$269/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,291

$142,706

2025

$31,268

$111,438

$142,706

Tax History

Year

Tax Paid

Assessed Value

2024

$2,291

$142,706

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Barrett Financial Group Llc

Fha

$185,576

Yes

First

Mar 6, 2026

Mar 2056

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$185,041

$2,959

98%

$1,113/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,490/mo

$1,113/mo

+$377/mo

9.5%

Learn About the Market: Opportunity in El Paso

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El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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