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$407,000

NAL Estimated Property Value

6428 Toivoa Pl, El Paso, TX, 79932

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,120 Sq Ft
price_per_sqft$195.71 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesDishwasher, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
FlooringTile

Exterior

Exterior FeaturesSee Remarks, Walled Backyard
Lot Size8,495 sqft

Building Information

Year Built2021
Roof Type106
Garage Spaces2

Land Information

APNR548-999-011A-0700
Lot Number7
SubdivisionRio Valley Replat A Amending
Land UseSingle Family Residence
Legal DescriptionBLK 11 RIO VALLEY REPLAT A AMENDING LOT 7
Census Tract010218
Assessed Land Value$69,319
Assessed Improvement Value$265,859
Assessment Year2025

About this property

This stunning 4-bedroom, 2-bathroom home offers breathtaking mountain views and luxurious features throughout. Enjoy outdoor living with front and back landscaping, irrigation, lighting, and a built-in wood/gas fireplace under a pergola. The custom gourmet kitchen, high-end appliances, quartz countertops, and large stone tile floors create a sophisticated interior. The primary suite boasts a spa-like bathroom with a soaking tub, rain shower, and walk-in closet. Additional highlights include a water softening system, whole-home purification, skylights, custom mudroom, and built-in desk nook. The home is wired for security and connectivity, with Ethernet ports in every room. Plus, with 6 solar panels, it's energy-efficient too! The residence next door, 6432 Toivoa, is also for sale—perfect for those wanting to live next door to family or friends. Don't miss this exceptional opportunity!

Investor Tools

Property Icon
$407,000
Estimated Property Value
$323,203Estimated Mortgage Balance
$83,797Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,489 /month
Positive
Cash Flow Estimate:
$830 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$814/month
$360/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,735
$335,178
2025
$69,319
$265,859
$335,178
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,735
$335,178

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Vumi Mortgages I Llc
Unknown
$328,000
No
First
Jul 24, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$323,203
$83,797
20%
79%
$1,967/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,740/mo
$2,327/mo
$-587/mo
5.1%

Learn About the Market: Opportunity in El Paso

Local Market Pages
Local Market Pages 2Local Market Pages 3

Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

Explore Texas Explore This Area
Population Growth

Population Growth

0.6%

Net Migration

Net Migration

Stable

Median Home Price

Median Home Price

$184,500

Unemployment Rate

Unemployment Rate

4.0%

Price Trend

Price Trend

+1.6% YoY

New Permits

New Permits

Dynamic Permit Feed

City: El Paso

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6428 Toivoa Pl | Property Details | No Agent List