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B+
NoAgentList RatingHow are grades calculated?Info

$1,494,000

NAL Estimated Property Value

643 Columbia St, Houston, TX, 77007

Off MarketInfo
Beds4 Beds
Baths5 Bath
Baths3,416 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$395.2 / sqft
Year BuiltBuilt in 2008

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Oven, Microwave, Gas Range, Dishwasher, Dryer, Refrigerator, Washer
FlooringCarpet, Tile, Wood

Exterior

Lot Size4,099 sqft

Building Information

Year Built2008
Stories1
Garage Spaces2

Land Information

APN0210120000025
SubdivisionHouston Heights
Land UseResidential
Legal DescriptionTR 1A BLK 280 HOUSTON HEIGHTS
Census Tract510400
Assessed Land Value$410,000
Assessed Improvement Value$897,128
Assessment Year2025

About this property

Nestled in the heart of Houston Heights, 643 Columbia offers timeless charm, and modern comfort, and an unbeatable location near top restaurants, entertainment, Heights Hike & Bike trails, White Oak and more. This 4-5 bedroom, 4.5-bathroom home boasts a classic layout with a formal dining room and dedicated study flanking the elegant entry. The light-filled living room features a gas fireplace, seamlessly flowing into the bright and airy kitchen. Gorgeous crown molding throughout enhances the home’s character and craftsmanship. All bedrooms are located on the second floor, including a spacious primary suite with a spa-like ensuite bath, featuring a soaking tub, separate shower, and dual sinks. Three additional secondary bedrooms and a convenient upstairs laundry complete the level. The third-floor game room with an ensuite bath offers flexibility as a fifth bedroom, media space, or private retreat. Enjoy the expansive covered porches and green space outdoors.

Investor Tools

Property Icon
$1,494,000
Estimated Property Value
$1,202,544Estimated Mortgage Balance
$291,456Estimated Equity
8% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,964 /month
Positive
Cash Flow Estimate:
$2,988 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,972/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$16,199
$1,307,128
2025
$410,000
$897,128
$1,307,128
No

Tax History

Year
Tax Paid
Assessed Value
2024
$16,199
$1,307,128

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Trustmark National Bank
Conventional
$1,220,000
No
First
Apr 14, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$1,202,544
$108,456
8%
80%
$7,020/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$7,020/mo
$-3,680/mo
2.7%

Learn About the Market: Opportunity in Houston

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Explore

Houston

Houston is one of the most economically diverse metros in the country — and one of its most globally connected. Known as the Energy Capital of the World, the city also anchors the Texas Medical Center, a massive port, and a thriving aerospace presence tied to NASA’s Johnson Space Center.

From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.2%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$261,700

Unemployment Rate

Unemployment Rate

4.10%

Price Trend

Price Trend

~2–4% YoY growth

New Permits

New Permits

~6,800 units

City: Houston

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643 Columbia St | Property Details | No Agent List