1view

Owner Contacts

$336,000

NAL Estimated Property Value

646 Westcross St Unit 5, Houston, TX, 77018

Off Market

3 Beds

3 Bath

1,796 Sq Ft

Single Family Residence

$1.39 / sqft

Built in 2013

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Garage Available

Heating Central

Cooling

AppliancesDisposal, Electric Oven, Microwave, Gas Cooktop, Gas Range, Dryer, Refrigerator, Washer, Dishwasher

FlooringTile, Wood

Exterior

Lot Size1,398 sqft

Building Information

Year Built2013

Garage Spaces1

Land Information

APN1304990040008

Lot Number8

SubdivisionContemporary Garden Oaks R/P 2nd Par R/P

Land UseResidential

Legal DescriptionLT 8 BLK 1 CONTEMPORARY GARDEN OAKS R/P 2ND PAR R/P

Census Tract530600

Assessed Land Value$91,000

Assessed Improvement Value$239,200

Assessment Year2025

About this property

Welcome to 646 West Cross Street #5—a beautifully appointed two-story home located in a gated community in the highly desirable Garden Oaks area of Houston. This thoughtfully designed residence features elegant oak flooring throughout—completely carpet-free—and spacious, light-filled bedrooms that offer both comfort and style. All living areas are conveniently located on the first floor, creating a seamless flow for everyday living and entertaining. Step outside to your private backyard retreat, complete with low-maintenance turf—perfect for relaxing, playtime, or hosting guests. Just minutes from vibrant dining, parks, and entertainment, this home offers the ideal blend of modern comfort and neighborhood charm. Contact us for a private showing today!

Investor Tools

$336,000

Estimated Property Value

$272,587Estimated Mortgage Balance

$63,413Estimated Equity

20% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,016 /month

Positive

Cash Flow Estimate:

$672 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$483/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,114

$330,200

2025

$91,000

$239,200

$330,200

Tax History

Year

Tax Paid

Assessed Value

2024

$4,114

$330,200

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Guild Mortgage Co

Conventional

$280,500

First

Oct 11, 2024

Nov 2054

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$272,587

$70,413

20%

81%

$1,682/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,722/mo

$1,682/mo

+$40/mo

6.2%

Learn About the Market: Opportunity in Houston

Explore

Houston

Houston is one of the most economically diverse metros in the country — and one of its most globally connected. Known as the Energy Capital of the World, the city also anchors the Texas Medical Center, a massive port, and a thriving aerospace presence tied to NASA’s Johnson Space Center.

From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

Explore This Area