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$299,000

656 Fm-2604, Whitney, TX, 76692

Off MarketInfo
Baths0 Bath
Baths336 Sq Ft
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Lot Size14.29 acres

Land Information

APN127402
SubdivisionM R Urrutia A-
Land UseAgriculture / Farming
Legal DescriptionM R URRUTIA A-921 TR 61 14.29 AC
Census Tract960501
Assessed Land Value$303,660
Assessed Improvement Value$9,100
Assessment Year2025

About this property

Discover your own slice of Texas paradise with this scenic property that backs directly to U.S. Army Corps of Engineers land—just an 11-minute walk through to the lake! Located only minutes from the boat dock, this land is a rare find for outdoor enthusiasts and nature lovers alike. The property is prepped and ready for your vision with water and electric available at the road and a culvert already installed. A permitted septic system is in place and has never been used, offering a head start on building your dream home or weekend getaway. Included on the property is a cozy wired cabin, ideal for temporary stays or as a guest space, along with a small, functional bath house. The land has previously been used for hay production, boasting rich grass cover, and is dotted with mature cedar and live oak trees, creating a beautiful and private natural setting. Fenced on three sides, this land provides privacy and security while remaining just a short distance to the water. Whether you're looking to build, relax, or play, this property is primed and ready for your next chapter.

Investor Tools

Property Icon
$312,760
Estimated Property Value
$0Estimated Mortgage Balance
$256,779Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,877 /month
Positive
Cash Flow Estimate:
$626 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$135/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$61
$312,760
2025
$303,660
$9,100
$312,760
No

Tax History

Year
Tax Paid
Assessed Value
2025
$61
$312,760

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Veterans Land Board Of The State Of Tx
Va
$71,250
Yes
First
Apr 13, 2016
May 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$55,981
$256,779
82%
18%
$428/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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656 Fm-2604 | Property Details | No Agent List