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$967,000

660 S Whispering Pine Trail S, Mount Vernon, TX, 75457

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,400 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$402.92 / sqft
Year BuiltBuilt in 1997

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Double Oven, Refrigerator, Washer
FlooringLaminate, Marble, Slate

Exterior

Exterior FeaturesBoat Slip, Dock, Storage
Lot Size22,216 sqft

Building Information

Year Built1990
Garage Spaces2

Land Information

APN02501-00010-00009-000000
Lot Number9
SubdivisionTall Tree
Land UseResidential
Legal DescriptionAB 217 J E HOPKINS LT 9 BLK 10 SEC 2 TALL TREE LEASEHOLD
Census Tract950101
Assessed Land Value$440,640
Assessed Improvement Value$975,750
Assessment Year2025

About this property

This vibrant & expansive view on Lake Cypress Springs could only be seen from one of the most choice locations. With 1500 feet of composite decking, a hot tub, a 2 slip boat house, sun deck, beautiful flagstone fire pit, & a giant backyard with shade trees, you have everything you could possibly need for optimal lake living. This spacious home maintains it's original charm & character with custom built-ins EVERYWHERE, vaulted ceilings that bring in an abundance of natural light, & a pellet stove with decorative stone fireback. You will get that nostalgic feeling back to the days when bedrooms were actually big & roomy. AND, all of the walk-ins! Closets, pantry & laundry room are HUGE! Even the garage has storage galore with counter space & sink. Downstairs bath has been completely remodeled featuring massive jacuzzi tub & fireplace. The potential for this home is absolutely limitless. How fun would it be to turn this amazing property into the perfect lake house for you and your family?

Investor Tools

Property Icon
$1,416,390
Estimated Property Value
$0Estimated Mortgage Balance
$753,095Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,498 /month
Positive
Cash Flow Estimate:
$2,833 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,105/month
$329/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$18,182
$1,416,390
2025
$440,640
$975,750
$1,416,390
No

Tax History

Year
Tax Paid
Assessed Value
2025
$18,182
$1,416,390

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pinnacle Funding Group Inc
Conventional
$705,000
No
First
Sep 22, 2022
Oct 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$663,295
$753,095
53%
47%
$3,729/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Mount Vernon

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