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NoAgentList RatingHow are grades calculated? Info
Days168Days on Market
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$230,000

702 N Church Street, Decatur, TX, 76234

On MarketInfo
Beds2 Beds
Baths1 Bath
Baths908 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$253.3 / sqft
Year BuiltBuilt in 1950

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal
FlooringCarpet, Wood

Exterior

Lot Size3,441 sqft

Building Information

Year Built1950
Roof Type158
Garage Spaces2

Land Information

APND2190.0116.06
SubdivisionOriginal Decatur
Land UseResidential Single Family
Legal DescriptionBLK 41 N1/2 ORIGINAL DECATUR
Census Tract150202
Assessed Land Value$32,672
Assessed Improvement Value$105,541
Assessment Year2025

About this property

Charming, Fully Remodeled Home Just Steps from the Decatur Square! Welcome to this beautifully updated 2-bedroom, 1-bath home in the heart of Decatur — within walking distance to the historic Decatur Downtown Square. Enjoy the perfect blend of modern updates and timeless country charm in a location that truly can’t be beat. This home has been fully remodeled with thoughtful attention to detail, featuring fresh finishes, stylish fixtures, and a bright, open feel throughout. The kitchen shines with updated cabinetry, modern countertops, and contemporary touches while still maintaining that warm, inviting farmhouse character. The bathroom has been tastefully refreshed with clean lines and updated features. Natural light pours into every room, highlighting the cozy yet functional layout. Whether you’re enjoying a quiet evening at home or taking a short stroll to the Square for dining, shopping, and community events, this property offers small-town living at its finest. Perfect as a starter home, investment property, or downsizing opportunity — this move-in-ready gem combines location, charm, and modern comfort all in one.

Investor Tools

Property Icon
$228,000
Estimated Property Value
$0Estimated Mortgage Balance
$7,737Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,380 /month
Positive
Cash Flow Estimate:
$460 /month

Interested in this property?

Cassie Messer

221 Realty Advisors

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$290/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,338
$138,213
2025
$32,672
$105,541
$138,213
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,338
$138,213

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American National Bank & Trust
Fha
$223,870
Yes
First
Jul 18, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$220,263
$7,737
3%
97%
$1,343/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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