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$224,320

NAL Estimated Property Value

702 N Neal St, Commerce, TX, 75428

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,588 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$156.8 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range
FlooringCeramic Tile

Exterior

Lot Size7,000 sqft

Building Information

Year Built2021
Stories1
Garage Spaces2

Land Information

APN4220-0100-0090-31
Lot Number9
SubdivisionNorth Side Addition
Land UseResidential
Legal DescriptionS4220 NORTH SIDE ADDITION BLK 10 LOT 9 ACRES .1607
Census Tract960500
Assessed Land Value$20,790
Assessed Improvement Value$203,530
Assessment Year2025

About this property

This charming 1588 sq ft home features a sunny yellow exterior with crisp white trim, giving it a welcoming and cheerful appearance. This 3- bedroom 2-bathroom with an office featuring a wall of large windows. The front yard is well-maintained, with manicured landscaping. The kitchen is a standout feature with sleek white cabinets, quartz countertops, stainless steel appliances, and ample counter space, making it a stylish and functional space for cooking and an eat-at bar for entertaining. The wood-like tile flooring throughout the living areas provides a warm touch while being easy to maintain. The backyard is the highlight of this property, featuring a large, treed lot and private space enclosed by a privacy fence. The property includes a convenient 2-car garage, providing secure parking and storage space. Located in Commerce, Texas, which is known for its small-town charm and proximity to amenities like shops, schools, and parks. Come take a look!

Investor Tools

Property Icon
$224,320
Estimated Property Value
$243,398Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,494 /month
Positive
Cash Flow Estimate:
$498 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$479/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,632
$224,320
2025
$20,790
$203,530
$224,320
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,632
$224,320

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Nations Lending Corp
Conventional
$254,545
No
First
Dec 11, 2023
Jan 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$243,398
N/A
0%
109%
$1,527/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Commerce

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702 N Neal St | Property Details | No Agent List