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$440,000

7312 White Oak Dr, Lago Vista, TX, 78645

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,845 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$238.48 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesBuilt In Range, Built In Oven, Dishwasher, Electric Cooktop, Disposal, Microwave, Oven, Refrigerator, Range Hood
FlooringCarpet, Tile

Exterior

Exterior FeaturesBalcony, Outdoor Grill, Private Yard
Lot Size15,830 sqft

Building Information

Year Built2005
Stories1
Roof Type105
Garage Spaces1

Land Information

APN01787807050000
Lot Number1204
SubdivisionLago Vista Estates Sec 5
Land UseResidential
Legal DescriptionLOT 1204 LAGO VISTA ESTATES SEC 5
Census Tract037300
Assessed Land Value$86,490
Assessed Improvement Value$406,403
Assessment Year2025

About this property

Set in the Texas Hill Country with long views of the hills and the lake beyond, this single-story home on White Oak Dr pairs an easy, open floor plan inside with a backyard you won't want to leave. The living area gathers around a stone fireplace, where tall windows pull in the light and keep the trees in view. Just off it, the kitchen is made for cooking and company, with a large center island, plenty of wood cabinetry, a tile backsplash, and a sunny breakfast nook wrapped in windows, while a formal dining room stands ready for holidays and full-table meals. Down the hall, three bedrooms and two full baths are laid out for privacy, and the primary suite adds a garden tub, a separate shower, and dual vanities. The backyard is what sets this one apart. A patio steps down to a series of decks and a pergola, along with a built-in hot tub tucked under the oaks, all framed by mature trees and native plantings. It's the kind of space made for morning coffee and evening grilling, and because the lot backs to greenery, the view stays yours. With a two-car garage and low upkeep, it's easy Hill Country living with the lake just minutes away.

Investor Tools

$110,467Estimated Mortgage Balance
$382,426Estimated Equity
77% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,957 /month
Positive
Cash Flow Estimate:
$986 /month

Interested in this property?

Jeffrey McElroy

Real Broker, LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$443/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,855
$492,893
2025
$86,490
$406,403
$492,893
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,855
$492,893

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Phh Mortgage Services Corp
Conventional
$121,429
No
First
Nov 12, 2021
Dec 2036

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$110,467
$382,426
77%
22%
$729/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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