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$329,900

740 Cardinal Dr, Saginaw, TX, 76131

On MarketInfo
Just AddedInfo
Beds4 Beds
Baths2 Bath
Baths2,408 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$137 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Refrigerator
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters
Lot Size6,874 sqft

Building Information

Year Built2001
Stories2
Garage Spaces2

Land Information

APN17657D-7-24
Lot Number24
SubdivisionHeather Ridge Estates Ph 1
Land UseResidential
Legal DescriptionHEATHER RIDGE ESTATES PH 1 BLOCK 7 LOT 24
Census Tract114003
Assessed Land Value$65,000
Assessed Improvement Value$247,745
Assessment Year2025

About this property

This beautiful two-story home offers 2 spacious open living areas with soaring ceilings and a rare architectural style that is truly unique! The open-concept design features a bright kitchen with abundant cabinetry, granite counters, and plenty of natural light - perfect for cooking, gathering, and entertaining. With 4 bedrooms plus a versatile flex room, this home provides exceptional functionality. One bedroom is located downstairs with its own adjoining half bath, making it ideal for a mother-in-law suite, guest room, or office. Upstairs, you’ll find three additional bedrooms and a flex space that can serve as an office, game room, or 3rd living area. The large backyard offers ample room for family events, pets, and outdoor fun. The neighborhood is family-friendly and includes a community pool, playground, and jogging-bike trails at the back of the subdivision. Major updates have already been completed for peace of mind, the roof was replaced in 2021, HVAC-2 condensers were installed and 1 coil replaced in 2021. Fresh interior paint and new carpet were completed in June 2026, making the home move-in ready. The foundation company is completing adjustments and adding a few additional recommended piers under the existing warranty. A transferable warranty will be provided to the buyer at closing. This property is a rare find with its unique architecture, spacious layout, and thoughtful updates. It’s ready for new owners to enjoy comfort, convenience, and a welcoming community. Buyer and BA to verify all information, including measurements, schools, and property details, as part of their due diligence process.

Investor Tools

Property Icon
$331,000
Estimated Property Value
$166,920Estimated Mortgage Balance
$203,560Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,986 /month
Positive
Cash Flow Estimate:
$662 /month

Interested in this property?

Angela Walker

JPAR

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$557/month
$290/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,033
$312,745
2025
$65,000
$247,745
$312,745
No

Tax History

Year
Tax Paid
Assessed Value
2025
$5,033
$312,745

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Fha
$166,920
Yes
First
Aug 10, 2015
Sep 2045

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$127,440
$203,560
61%
39%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$290/mo
+$2,380/mo
9.7%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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