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$311,000

NAL Estimated Property Value

7531 Hardin Dr, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths1,803 Sq Ft
price_per_sqft$176.93 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Free-Standing Electric Oven, Stainless Steel Appliance(s)
FlooringCarpet, Tile

Exterior

Exterior FeaturesLighting, Private Yard

Building Information

Year Built2020
Stories1
Garage Spaces2

Land Information

APN492201
Lot Number25
SubdivisionThe Reserve At Pea Ridge Phase Ii
Land UseResidential
Legal DescriptionTHE RESERVE AT PEA RIDGE PHASE II, BLOCK 001, LOT 0025
Census Tract020301
Assessed Land Value$40,000
Assessed Improvement Value$261,060
Assessment Year2025

About this property

Welcome to this charming 4-bedroom, 2-bathroom home that seamlessly blends style and functionality. The open floor plan invites you in, showcasing exquisite tile flooring throughout the main living areas, accentuating the home's contemporary allure. High ceilings and recessed lighting add a touch of sophistication and create an inviting atmosphere. The kitchen is a culinary haven, boasting a large island and gleaming stainless steel appliances that are sure to impress any chef. The master suite is a private oasis with walk-in closets, dual vanities, a relaxing garden tub, and a convenient walk-in shower. Step outside to discover a large fenced backyard, perfect for entertaining and relaxation. The outdoor kitchen, deck, and spa offer delightful options for al fresco dining and unwinding under the stars. Plus, a storage shed adds practicality to this already remarkable home. Come and experience the perfect blend of comfort and luxury in this remarkable property.

Investor Tools

Property Icon
$311,000
Estimated Property Value
$165,945Estimated Mortgage Balance
$145,055Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,914 /month
Positive
Cash Flow Estimate:
$638 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$714/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,009
$301,060
2025
$40,000
$261,060
$301,060
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,009
$301,060

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$166,425
No
First
Mar 12, 2026
Apr 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$165,945
$147,055
46%
53%
$998/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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7531 Hardin Dr | Property Details | No Agent List