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$643,000

NAL Estimated Property Value

785 Vista Grande Loop, Lorena, TX, 76655

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths2,769 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$234.74 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Microwave, Double Oven, Vented Exhaust Fan
FlooringCarpet, Laminate, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesLighting, RV Hookup, Storage
Lot Size2.65 acres

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces2

Land Information

APN300722010003021
Lot Number2
SubdivisionRanchcrest
Land UseResidential
Legal DescriptionRANCHCREST LOT 2 BLOCK C ACRES 2.6468
Census Tract003801
Assessed Land Value$91,260
Assessed Improvement Value$648,750
Assessment Year2025

About this property

Located in the Ranchcrest subdivision on 2.6 acres, this property offers the privacy of wide-open space with the connection of a planned community—all with the advantage of no city taxes. This 4-bedroom, 3.5-bathroom home includes an isolated master suite with a renovated shower and a private bedroom door leading to an enclosed sunroom that overlooks the resurfaced pool with waterfall and splash pad. Another bedroom has its own private en-suite bath, while a convenient half bath serves the common areas. A flexible bonus nook—originally designed as a computer space—now functions as storage or a cozy resting area, and the formal dining room is currently used as an office. The circular layout creates an easy flow throughout the home, complemented by abundant storage closets and a practical mudroom. Recent upgrades include efficient double-pane windows (installed two years ago), updated carpet, newer hot water heaters, programmable exterior security and holiday lighting by Waco Permanent Lighting, a 10-zone smart sprinkler system, electric gate, and a Level 2 EV charger. Outdoors, the property offers ample parking for both an RV and a boat, complete with a 30-amp RV hookup, making it as practical as it is inviting.

Investor Tools

Property Icon
$643,000
Estimated Property Value
$463,685Estimated Mortgage Balance
$179,315Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,900 /month
Positive
Cash Flow Estimate:
$1,300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$735/month
$75/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,604
$577,012
2025
$91,260
$648,750
$740,010
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,604
$577,012

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swbc Mortgage Corp
Conventional
$306,500
No
First
Dec 13, 2019
Jan 2035

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$463,685
$179,315
27%
72%
$3,038/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$3,113/mo
$-1,493/mo
3.0%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lorena

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785 Vista Grande Loop | Property Details | No Agent List