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$672,000

NAL Estimated Property Value

805 Finch Avenue, McKinney, TX, 75069

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,396 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$270.87 / sqft
Year BuiltBuilt in 1955

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
FlooringHardwood, Marble, Tile

Exterior

Exterior FeaturesRain Gutters
Lot Size18,464 sqft

Building Information

Year Built1955
Stories1
Roof Type105
Garage Spaces1

Land Information

APNR-0844-000-0090-1
Lot Number9
SubdivisionWilson & Cole Addition (Cmc)
Land UseResidential
Legal DescriptionWILSON & COLE ADDITION (CMC), LOT 9
Census Tract030702
Assessed Land Value$320,850
Assessed Improvement Value$259,150
Assessment Year2025

About this property

Welcome to 805 Finch Avenue in McKinney, Texas—an exceptional opportunity on just over 0.424 acres offering space, flexibility, and thoughtful updates throughout. The main home features 3 bedrooms and 2 full baths with a functional layout designed for both everyday living and entertaining. At the heart of the home is a beautifully upgraded kitchen with custom cabinetry, marble countertops, and an expanded open-concept great room. Enjoy true indoor-outdoor living with a large front patio perfect for morning coffee and connecting with neighbors, along with a spacious back deck ideal for relaxing or hosting. The expansive yard features mature shade trees, privacy fencing, and generous green space—creating a peaceful, energy-efficient setting. Extensive updates include foundation leveling and roof replacement (2019), energy-efficient vinyl Low-E windows, tankless water heater, refinished flooring, and interior & exterior paint with a 2026 refresh. Bathrooms have been updated with marble flooring, tile, and modern fixtures, plus smart switches and updated lighting throughout. Located just a short walk from Historic Downtown McKinney, with shopping, dining, and community events nearby, plus quick highway access and walkability to elementary and middle schools. Enjoy a welcoming neighborhood atmosphere and simple moments like watching birds gather in the Japanese maple outside your kitchen window. With its rare blend of land, location, flexibility, and upgrades, 805 Finch Avenue offers the charm of McKinney living with the functionality today’s buyers are looking for.

Investor Tools

Property Icon
$672,000
Estimated Property Value
$423,393Estimated Mortgage Balance
$248,607Estimated Equity
36% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,032 /month
Positive
Cash Flow Estimate:
$1,344 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$606/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,910
$580,000
2025
$320,850
$259,150
$580,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,910
$580,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Randolph Brooks Fcu
Conventional
$435,000
No
First
Dec 28, 2024
Jan 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$423,393
$248,607
36%
63%
$2,609/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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805 Finch Avenue | Property Details | No Agent List