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$286,646

NAL Estimated Property Value

807 Lloyd LN A & B, Elgin, TX, 78621

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,676 Sq Ft
DuplexDuplex
price_per_sqft$202.12 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
CoolingCooling
AppliancesDishwasher, Exhaust Fan, Free-Standing Electric Range, Free-Standing Refrigerator
FlooringVinyl

Exterior

Exterior FeaturesPrivate Entrance, Private Yard
Lot Size7,710 sqft

Building Information

Year Built1985
Garage Spaces1

Land Information

APNR48190
Lot Number28
SubdivisionS7470 - Red Town
Land UseResidential
Legal DescriptionRED TOWN, LOT 28
Census Tract950201
Assessed Land Value$122,822
Assessed Improvement Value$163,824
Assessment Year2025

About this property

Welcome to the quiet street of Lloyd. Here you will discover the perfect balance of affordability and quality. This beautifully updated duplex has charm and character. The smart set up of the entryway creates a private walkway along the home that showcases the garden beds and spacious front yard. Park in the garage or your own personal driveway which is large enough for big work trucks or suv's. Nestled into the back corner of Elgin, just minutes from main street and Elgin parks and schools. This move in ready home is a house hackers or new investors dream! Each side has been recently updated. Both units have 2 bedrooms and 2 full baths. Tons of great features like, Granite counters, Luxury Vinyl Plank flooring, fireplace, breakfast bar. Bathrooms have upgraded tile/tub LVP, vanity's, mirrors and light fixtures. Recent roof. Fenced with backyard decks. All appliances included. It is so clean and open inside the units. This is an easy decision. Life well, live affordably. Be happy!

Investor Tools

Property Icon
$286,646
Estimated Property Value
$221,354Estimated Mortgage Balance
$65,292Estimated Equity
22% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,033 /month
Positive
Cash Flow Estimate:
$678 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$692/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,872
$286,646
2025
$122,822
$163,824
$286,646
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,872
$286,646

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Nations Direct Mortgage Llc
Conventional
$223,300
No
First
Nov 12, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$221,354
$65,292
22%
77%
$1,339/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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807 Lloyd LN A & B | Property Details | No Agent List