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$515,000

NAL Estimated Property Value

8120 Rancho De La Osa Trail, McKinney, TX, 75070

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,509 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$205.26 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher

Building Information

Year Built2005
Stories2
Garage Spaces2

Land Information

APNR-8711-00G-0210-1
Lot Number21
SubdivisionCraig Ranch North Phase 8 (Cmc)
Land UseResidential
Legal DescriptionCRAIG RANCH NORTH PHASE 8 (CMC), BLK G, LOT 21
Census Tract030517
Assessed Land Value$125,000
Assessed Improvement Value$349,120
Assessment Year2025

About this property

OPEN HOUSE Sunday March 8 1–3 PM Located in a highly desirable McKinney community zoned to coveted Frisco ISD, this beautifully updated home offers a thoughtfully designed layout with flexible living spaces and modern finishes throughout. The open-concept main living area features abundant natural light and flows seamlessly into the updated kitchen with a large island, creating the perfect space for entertaining and everyday living. A formal dining room near the entry can also function as a second living area or flex space depending on your needs, while a dedicated home office provides an ideal work-from-home setup. The private primary suite is tucked away on the main floor and features a spa-inspired bath with a freestanding soaking tub, glass walk-in shower, and generous walk-in closet. Upstairs, a spacious bonus room with its own full bathroom offers incredible flexibility as a game room, guest retreat, media room, or private suite. Step outside to enjoy the beautifully designed covered patio with vaulted wood beams overlooking the expansive backyard — an inviting outdoor living space perfect for relaxing or entertaining. Conveniently located near major shopping and dining including Whole Foods, H-E-B, Costco, and the upcoming Trader Joe’s, this home offers both comfort and accessibility. Homes offering this combination of layout flexibility, updated finishes, outdoor living, and Frisco ISD access are rarely available at this price point.

Investor Tools

Property Icon
$515,000
Estimated Property Value
$384,385Estimated Mortgage Balance
$130,615Estimated Equity
25% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,090 /month
Positive
Cash Flow Estimate:
$1,030 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$915/month
$835/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,409
$474,120
2025
$125,000
$349,120
$474,120
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,409
$474,120

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Geneva Financial Llc
Conventional
$412,500
No
First
Sep 29, 2022
Oct 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$384,385
$130,615
25%
75%
$2,474/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,440/mo
$3,309/mo
$-869/mo
5.7%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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8120 Rancho De La Osa Trail | Property Details | No Agent List