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$632,000

NAL Estimated Property Value

815 Tonto ST, Horseshoe Bay, TX, 78657

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,143 Sq Ft
price_per_sqft$275.27 / sqft
Year BuiltBuilt in 2012

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Exhaust Fan, Microwave, Electric Oven, Free-Standing Electric Oven, Stainless Steel Appliance(s), Electric Water Heater
FlooringTile, Wood

Exterior

Exterior FeaturesUncovered Courtyard, Lighting

Building Information

Year Built2012
Stories2
Roof Type104
Garage Spaces2

Land Information

APN40133
Lot Number18091
SubdivisionHorseshoe Bay Proper
Land UseResidential
Legal DescriptionHORSESHOE BAY LT 18091
Census Tract970402
Assessed Land Value$39,380
Assessed Improvement Value$510,810
Assessment Year2025

About this property

Great price on this stunning custom home within walking distance of Lake LBJ where you’ll find some of the best fishing in Texas. You also have access to all the great amenities that Horseshoe Bay has to offer. Tucked away on a private culdesac, this stone & stucco home boasts a metal roof & covered back patio that stays in the shade throughout the day. The open floor plan features a large living room with super high ceilings, 2 bedrooms downstairs, and a nearly 600sf master suite upstairs with expansive hill country views. The woodwork in this home is exceptional from the hand-scraped hardwood floors to the high end cabinetry throughout. The laundry room right off the kitchen offers lots of additional storage & a sink. Fully fenced with wrought iron to let the breeze through and large gates on both sides of the house. Low 1.57% tax rate! Seller paid 2%/1% interest rate buydown available. Ask agent for details.

Investor Tools

Property Icon
$632,000
Estimated Property Value
$306,324Estimated Mortgage Balance
$325,676Estimated Equity
51% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,792 /month
Positive
Cash Flow Estimate:
$1,264 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$459/month
$289/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,349
$550,190
2025
$39,380
$510,810
$550,190
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,349
$550,190

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lrs Financial Network Inc
Conventional
$340,000
No
First
Mar 15, 2021
Apr 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$306,324
$325,676
51%
48%
$2,039/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Horseshoe Bay

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815 Tonto ST | Property Details | No Agent List