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$224,000

NAL Estimated Property Value

820 S 5th Street, Bonham, TX, 75418

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,748 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$71.22 / sqft
Year BuiltBuilt in 1900

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 1Bathrooms 1
AppliancesDishwasher, Electric Range, Plumbed For Ice Maker
FlooringCarpet, Laminate

Exterior

Exterior FeaturesStorage
Lot Size21,000 sqft

Building Information

Year Built1900

Land Information

APN93824
Lot Number11,12
Land UseResidential
Legal DescriptionSTONE ADDN, BLOCK 2, LOT 11,12
Census Tract950600
Assessed Land Value$44,310
Assessed Improvement Value$138,660
Assessment Year2025

About this property

In-town charmer with great entry, tall ceilings, flowing floor plan, sprawling front porch, oversized bedrooms plus more all on a park-like half acre lot. All the work is done and ready to enjoy including a new roof, foundation leveling, paint, lighting, kitchen, central heat and air with three-year-old HVAC, bathroom, and floors. You’ll the love the huge pet-safe screened patio that adds a private indoor to outdoor space to enjoy or the long front porch with a swing. Mature pecan and oak trees plus open space create your own park-like setting with room for everything. This isn’t just a house, it’s a home in a peaceful woodland setting.

Investor Tools

Property Icon
$224,000
Estimated Property Value
$109,042Estimated Mortgage Balance
$114,958Estimated Equity
51% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,344 /month
Positive
Cash Flow Estimate:
$448 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$286/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,310
$182,970
2025
$44,310
$138,660
$182,970
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,310
$182,970

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Stand Alone Second / Subordinate Position
$122,735
No
First
Aug 13, 2020
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$109,042
$114,958
51%
49%
$736/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bonham

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820 S 5th Street | Property Details | No Agent List