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$539,000

825 Cloister Way, McKinney, TX, 75069

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,756 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$306.95 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built2015
Stories1
Garage Spaces2

Land Information

APNR-8885-00J-0020-1
Lot Number2
SubdivisionChapel Hill Phase 1b (Cmc)
Land UseResidential
Legal DescriptionCHAPEL HILL PHASE 1B (CMC), BLK J, LOT 2
Census Tract030802
Assessed Land Value$150,000
Assessed Improvement Value$364,100
Assessment Year2025

About this property

Nestled in the charming and highly sought after Chapel Hill community, this beautifully crafted Cambridge home offers an exceptional blend of elegance, comfort, and location. Perfectly positioned facing a private neighborhood park, you will enjoy picturesque views, peaceful green space, and direct access to walking trails just steps from your front door. Designed with both everyday living and entertaining in mind, the thoughtfully designed split bedroom floor plan features rich hardwood floors and an open concept layout filled with natural light. The gourmet kitchen is the heart of the home, showcasing granite countertops, gas cooktop, stainless steel convection oven, microwave, and refrigerator, along with ample prep and storage space. The spacious primary retreat offers a private sanctuary, complete with a luxurious ensuite bath featuring a frameless glass shower, relaxing garden tub, dual vanities and walk in closet. Step outside to your private outdoor living space, where a secluded patio and grassy yard provide the perfect setting for morning coffee, evening relaxation, or dining al fresco. Located just minutes from the shops, dining, entertainment, and year round events of Historic Downtown McKinney, this exceptional home presents a rare opportunity to enjoy park front living, modern comforts, and the distinctive charm of one of McKinney’s most coveted boutique neighborhoods. Front lawn service is provided by the HOA.

Investor Tools

Property Icon
$539,000
Estimated Property Value
$255,000Estimated Mortgage Balance
$301,380Estimated Equity
53% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,234 /month
Positive
Cash Flow Estimate:
$1,078 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$809/month
$1,685/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,007
$514,100
2025
$150,000
$364,100
$514,100
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,007
$514,100

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Affirm Home Loans Llc
Conventional
$255,000
No
First
Nov 22, 2022
Dec 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$238,044
$300,956
55%
44%
$1,529/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,565/mo
$3,214/mo
$-1,649/mo
3.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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