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$1,050,000

826 Elm Street, Graham, TX, 76450

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths4,402 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$238.53 / sqft
Year BuiltBuilt in 1925

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 4Bathrooms 4
AppliancesDishwasher, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator
FlooringMarble, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters, Lighting, Playground, Private Yard, Rain Barrel/Cistern(s), Storage
Lot Size36,895 sqft

Building Information

Year Built1925
Garage Spaces2

Land Information

APN10127
Lot Number27-31
Land UseResidential
Legal DescriptionORIGINAL/GRAHAM - BLK 37, LOTS 27-29, EAST 125 FT OF LOT 30, & NORTH 5 FT OF EAST 125 OF LOT 31
Census Tract950500
Assessed Land Value$68,180
Assessed Improvement Value$714,610
Assessment Year2025

About this property

Step into a piece of history with this iconic estate on the prestigious main street leading to downtown Graham, TX—home to the largest downtown square in the U.S. This exquisitely renovated 4-bedroom, 3.5-bath residence seamlessly blends historic charm with modern luxury, offering an unparalleled living experience. From the moment you arrive, the home’s striking architecture, high ceilings, elegant arches, and intricate details create a sense of timeless sophistication. The formal living and dining rooms set the stage for refined entertaining, while the gourmet kitchen is a chef’s dream—boasting Wolfe and Sub-Zero appliances, Calacatta marble countertops and backsplash, and stunning reclaimed hand-hewn wood beams. Red Oak herringbone hardwood floors flow throughout, complemented by a marble side entry. The powder bath features opulent Sherle Wagner fixtures, adding a touch of luxury. The primary suite is a private retreat overlooking the lush backyard, complete with an oversized closet, attached office, and spa-like bath featuring a Jacuzzi tub and steam shower. Set on nearly an acre of beautifully landscaped grounds, this property offers multiple mature hardwood trees, a serene garden, a greenhouse, a charming chicken coop, and original horse stalls. The heated pool, expansive deck, and fully equipped outdoor kitchen create a resort-like ambiance perfect for entertaining. A full basement offering endless possibilities for a game room, wine cellar, or additional storage preserves the home’s historic charm, including the original canning room. Additionally, the detached garage features an apartment with a full bath, ready for your personal touch. Notably, both the basement and garage apartment are not included in the quoted square footage, adding even more value to this remarkable property. With a private well, water catchment system, and a location steeped in history, this home is a rare gem, an. elegant, one-of-a-kind retreat waiting to be cherished.

Investor Tools

Property Icon
$1,051,000
Estimated Property Value
$0Estimated Mortgage Balance
$965,322Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$6,306 /month
Positive
Cash Flow Estimate:
$2,102 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,431/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,913
$782,790
2025
$68,180
$714,610
$782,790
No

Tax History

Year
Tax Paid
Assessed Value
2025
$11,913
$782,790

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bank Of England
Conventional
$100,000
No
First
Mar 30, 2019
Apr 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$85,678
$965,322
91%
8%
$600/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Graham

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826 Elm Street | Property Details | No Agent List