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$325,000

828 Hemlock Trl, Saginaw, TX, 76131

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,865 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$1.29 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
FlooringCarpet

Exterior

Lot Size7,919 sqft

Building Information

Year Built2003
Stories1
Garage Spaces2

Land Information

APN8666-7-5
Lot Number5
SubdivisionCreekwood Addition
Land UseResidential
Legal DescriptionCREEKWOOD ADDITION BLOCK 7 LOT 5
Census Tract114109
Assessed Land Value$85,000
Assessed Improvement Value$240,000
Assessment Year2025

About this property

Don't miss this well maintained 3 bedroom 2 bath home in the highly sought after Creekwood neighborhood. The kitchen, dining room and living area flow together beautifully! The office space is located at the front of the home and provides privacy when needed for work. The covered patio with ceiling fan creates a cooler place to drink coffee in the mornings or enjoy the evenings grilling with friends and family. And, when the weather gets cold, the fire pit in the backyard will be the perfect place to relax! Creekwood community offers parks, ponds, basketball court, walking trails and a community pool. Conveniently located with easy access to highways, restaurants, and shopping. Refrigerator is included but will not be repaired or replaced by the landlord. Shed to be removed after tenants move in. Requirements: Income 3X monthly rent, TAR Application, 2 months paystubs, valid ID, and rental history. Rental insurance required.

Investor Tools

Property Icon
$325,000
Estimated Property Value
$128,975Estimated Mortgage Balance
$210,181Estimated Equity
60% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,950 /month
Positive
Cash Flow Estimate:
$650 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$746/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,332
$325,000
2025
$85,000
$240,000
$325,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,332
$325,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Conventional
$128,975
No
First
Sep 3, 2020
Oct 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$114,819
$210,181
64%
35%
$774/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$774/mo
+$1,896/mo
9.9%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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828 Hemlock Trl | Property Details | No Agent List