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Owner Contacts

$605,924

NAL Estimated Property Value

829 Harmony Ln, McKinney, TX, 75069

Off Market

2 Beds

2 Bath

2,090 Sq Ft

$258.37 / sqft

Built in 2016

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2

Bathrooms Full 2

AppliancesSome Gas Appliances, Dishwasher, Gas Cooktop, Disposal, Microwave, Plumbed For Gas, Refrigerator

FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built2016

Stories2

Garage Spaces3

Land Information

APNR-10493-00K-0010-1

Lot Number1

SubdivisionChapel Hill Phase 2b (Cmc)

Land UseResidential

Legal DescriptionCHAPEL HILL PHASE 2B (CMC), BLK K, LOT 1

Census Tract030802

Assessed Land Value$165,000

Assessed Improvement Value$440,924

Assessment Year2025

About this property

Lovely home situated on a quiet corner lot in Chapel Hill subdivision near Downtown McKinney. Enjoy your morning coffee on the front porch overlooking the peaceful serenity of Warden Creek Preserve, with walking trails just steps from your front door. Stately framed porch welcomes you to this 2 bedroom 2 bath one & half story home. Interior boasts open concept with beautiful wood floors, living room has plenty of natural light & Austin stone fireplace with gas logs. Dream kitchen with Bosch stainless steel appliances, gas cooktop, & expansive island. Large primary bedroom includes bath with dual sinks, soaking tub, separate shower & huge walk-in closet. Downstairs 2nd bedroom includes custom built-in shelves & was used as an office. Upstairs bonus room could be used as a game room, sewing room, or extra bedroom. Don't miss the tandem 3 car garage with built-in work benches! Only minutes to fabulous restaurants & shopping on the McKinney Square & Towne Lake! Convenient to I75 & 121.

Investor Tools

$605,924

Estimated Property Value

$476,135Estimated Mortgage Balance

$129,789Estimated Equity

21% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,636 /month

Positive

Cash Flow Estimate:

$1,212 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,005/month

$300/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$9,026

$605,924

2025

$165,000

$440,924

$605,924

Tax History

Year

Tax Paid

Assessed Value

2024

$9,026

$605,924

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

First United Bank & Trust Co

Conventional

$508,250

First

Dec 28, 2022

Jan 2053

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$476,135

$129,789

21%

79%

$3,048/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,565/mo

$3,348/mo

$-1,783/mo

3.1%

Learn About the Market: Opportunity in Texas

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Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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