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$400,000

8371 Lower Troy Rd, Temple, TX, 76501

PendingInfo
Beds3 Beds
Baths2 Bath
Baths1,683 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$237.67 / sqft
Year BuiltBuilt in 1975

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Refrigerator, Range, Water Softener Owned
FlooringLaminate

Exterior

Lot Size1.23 acres

Building Information

Year Built1975
Stories1
Roof Type105
Garage Spaces1

Land Information

APN43066
SubdivisionM Morales
Land UseResidential
Legal DescriptionA0572BC M MORALES, 6-1, ACRES 1.227 6-1,
Census Tract020402
Assessed Land Value$54,867
Assessed Improvement Value$177,843
Assessment Year2025

About this property

Welcome to 8371 Lower Troy, a property that has rural elegance with top-tier upgrades. This meticulously remodeled home offers an open-concept layout filled with natural light, enhanced by recessed lighting that adds warmth to the space. At the heart of the home lies a chef’s kitchen designed to impress. Featuring quartz countertops, a marble backsplash, custom cabinetry with 42-inch uppers, an induction oven, and ample storage, this kitchen is functional and stylish. Every detail has been carefully considered, from renovated bathrooms to new windows, trim, and doors. The home is equipped with a convenient RV breaker hook-up, generator plug, spray foam attic insulation, and a whole-house fan, ensuring comfort and energy efficiency year-round. Outside you will find raised garden boxes ready for your green thumb, complemented by young fruit trees. Relax on the front or back covered patios, or unwind in the hot tub. The nearly fully fenced yard includes a 36x50 chicken coop with a solar-powered door, providing luxurious accommodations for your feathered friends. Additional parking and storage are available with a 22x40 carport designed to accommodate large trucks, boats, or RVs, with 9-foot high cubes for maximum storage potential. Located just 15 minutes from downtown Temple, with easy access to I-35, this property offers quick commutes to Fort Cavazos, Waco, or Austin. Situated outside city limits, enjoy lower taxes and zoning for Troy ISD

Investor Tools

$388,175Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,400 /month
Positive
Cash Flow Estimate:
$800 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$375/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,604
$232,710
2025
$54,867
$177,843
$232,710
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,604
$232,710

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Texas
Fha
$392,755
Yes
First
Sep 3, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$388,175
N/A
0%
102%
$2,355/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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8371 Lower Troy Rd | Property Details | No Agent List