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$304,000

8709 Ridge Wood DR, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,875 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$180.8 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave, Free-Standing Electric Range, Stainless Steel Appliance(s), Electric Water Heater
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesNone
Lot Size11,395 sqft

Building Information

Year Built2005
Stories1
Roof Type105
Garage Spaces2

Land Information

APN344899
Lot Number7
SubdivisionCarriage House Village Phase I Amending
Land UseResidential
Legal DescriptionCARRIAGE HOUSE VILLAGE PHASE I AMENDING REPLAT, BLOCK 001, LOT 0007
Census Tract020301
Assessed Land Value$35,000
Assessed Improvement Value$257,902
Assessment Year2025

About this property

Whether you envision hosting barbecues, creating a lush garden oasis, or simply needing an adorable place minutes from the lake, this property offers the perfect opportunity! This beautiful ranch-style home has a well-designed layout that includes 4 bedrooms and 2 full bathrooms, PLUS an additional 14X20 retreat in back, offering privacy and comfort for every member of the household. It exudes pride in ownership with its well kept yard, adorable front porch and welcoming entry. NEW hardwood flooring graces the interior, providing both elegance and practicality, while having NO carpet ensures easy maintenance and allergen-free living. Entertaining is a delight in the generous living space complete with brick fireplace, and great natural light from the NEW windows throughout the home. The kitchen is a culinary enthusiast's dream, featuring granite countertops, under-cabinet lighting, and stainless steel appliances. Nearby is an expansive dining space and cozy breakfast nook, where gatherings are hosted and memories are made. Don't miss the beautiful NEW lighting fixtures and ceiling fans that seem to put the luxury stamp in every room! Separated from the other bedrooms, the primary bedroom is warm, inviting and opens to its full bath with separate shower and jetted tub. Outside, the expansive yard emerges as a private outdoor oasis, inviting you to indulge in al fresco dining, gardening, or simply basking in the Texas sunshine. You will love the flat, usable front and backyard, and don't forget to sip a little something on the front porch swing! Also in the backyard, a 14X20 heated, cooled, and hardwire networked space awaits you as a retreat, an office, or hobby space. That's 280 extra square feet without the tax hit! The park and community pool is a very short walk, and the convenience of being just 12 minutes away from Belton Lake ensures that outdoor adventures are within reach. Zoned to Belton ISD puts it right inside the more preferred school district.

Investor Tools

Property Icon
$304,000
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,034 /month
Positive
Cash Flow Estimate:
$678 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$583/month
$32/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,473
$292,902
2025
$35,000
$257,902
$292,902
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,473
$292,902

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Usaa Fsb
Conventional
$339,000
No
First
Apr 15, 2024
May 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$327,345
N/A
0%
108%
$2,033/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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8709 Ridge Wood DR | Property Details | No Agent List