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$350,000

$375,000

902 Saint Matthew Cir, Royse City, TX, 75189

On MarketInfo
Price DropInfo
Beds3 Beds
Baths3 Bath
Baths2,354 Sq Ft
price_per_sqft$148.68 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Must-SellAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Wood, Vinyl

Exterior

Exterior FeaturesRain Gutters, Lighting, Garden
Lot Size8,459 sqft

Building Information

Year Built2015
Stories1
Garage Spaces2

Land Information

APNR-10557-00H-0260-1
Lot Number26
SubdivisionKerala Christian Retirement Community Ph
Land UseResidential
Legal DescriptionKERALA CHRISTIAN RETIREMENT COMMUNITY PH ONE OF PH 1A (CRY), BLK H, LOT 26
Census Tract031202
Assessed Land Value$103,500
Assessed Improvement Value$277,183
Assessment Year2025

About this property

Current owners receive Homestead and Over-65 exemptions, reducing their annual property taxes to approximately $2,663.17 versus the tax record amount shown. Buyers to verify tax exemptions and estimates. Welcome to this beautifully maintained single-story home nestled on a desirable lot in a peaceful cul-de-sac within a sought-after 55+ community in Royse City. HOA dues include full lawn maintenance services, covering mowing, edging, weed eating, blowing, and four seasonal lawn treatments annually. This home offers 3 spacious bedrooms, 2.5 baths, and over 2,300 square feet of thoughtfully designed living space, this home blends comfort, functionality, and charm. The open-concept layout features a warm and inviting living room anchored by a stunning stone fireplace, seamlessly flowing into a well-appointed kitchen complete with granite countertops, a large island, breakfast bar, walk-in pantry, and abundant cabinetry—perfect for everyday living and entertaining. The private primary suite offers a relaxing retreat with a spa-like bath, separate vanities, whirlpool tub, separate shower, and custom closet system. Two additional bedrooms and a versatile den provide flexibility for guests, hobbies, or a home office. Enjoy year-round relaxation in the enclosed sunroom with its own sink, overlooking a tranquil pond with a fountain just beyond the backyard. Additional highlights include arched doorways, decorative lighting, a full utility room, and a 2-car garage. Residents enjoy access to community amenities and beautifully maintained grounds, making this home an exceptional opportunity for low-maintenance living in a serene setting.

Investor Tools

$93,286Estimated Mortgage Balance
$287,397Estimated Equity
75% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,284 /month
Positive
Cash Flow Estimate:
$761 /month

Interested in this property?

Marsha Sikes

M&D Real Estate

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$201/month
$1,200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$511
$380,683
2025
$103,500
$277,183
$380,683
No

Tax History

Year
Tax Paid
Assessed Value
2024
$511
$380,683

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Brazos National Bank
Conventional
$105,000
No
First
Sep 21, 2020
Oct 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$93,286
$287,397
75%
25%
$630/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,570/mo
$1,830/mo
+$740/mo
8.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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