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$350,000

904 Pismo Creek Ln, Katy, TX, 77493

Under ContractInfo
Beds4 Beds
Baths3 Bath
Baths2,396 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$146.08 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
AppliancesENERGY STAR Qualified Appliances, Water Heater, Disposal, Electric Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Tile, Vinyl

Exterior

Lot Size4,879 sqft

Building Information

Year Built2022
Stories2
Garage Spaces2

Land Information

APN800009-001-020-000
Lot Number20
SubdivisionSunterra 9
Land UseResidential
Legal DescriptionS800009 SUNTERRA 9 BLK 1 LOT 20
Census Tract680100
Assessed Land Value$54,000
Assessed Improvement Value$337,770
Assessment Year2025

About this property

Welcome home to 904 Pismo Creek Lane, located in the master-planned community of Sunterra and zoned to Katy ISD! This stunning 4-bedroom, 3-bath home offers soaring ceilings and an open-concept design perfect for modern living. The chef’s kitchen features white cabinetry, Quartz countertops, and an oversized island with a breakfast bar. The inviting family room showcases wood flooring and large windows that fill the space with natural light. Unwind in the luxurious primary suite with a spa-like bath featuring a walk-in shower, stand-alone soaking tub, and spacious closet. Upstairs, you’ll find two secondary bedrooms and a spacious game room overlooking the main living area. Step outside to enjoy the covered patio and private backyard, ideal for relaxing or entertaining. Sunterra home yours! Conveniently located near top-rated Katy ISD schools, shopping, dining, and major highways, Sunterra offers the ideal blend of luxury, lifestyle, and location.

Investor Tools

$311,688Estimated Mortgage Balance
$80,082Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,351 /month
Positive
Cash Flow Estimate:
$784 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$640/month
$1,360/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$391,770
2025
$54,000
$337,770
$391,770
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$391,770

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Highland Homeloans Llc
Conventional
$330,400
No
First
May 26, 2023
Jun 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$311,688
$80,082
20%
80%
$1,981/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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904 Pismo Creek Ln | Property Details | No Agent List