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$624,000

NAL Estimated Property Value

905 Riva Ridge, Lucas, TX, 75098

Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths3,172 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$165.51 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesRefrigerator, Trash Compactor, Built-In Refrigerator, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Electric Water Heater, Gas Water Heater
FlooringCeramic Tile, Wood

Exterior

Exterior FeaturesRain Gutters
Lot Size23,087 sqft

Building Information

Year Built1999
Stories2
Roof Type105
Garage Spaces3

Land Information

APNR-3289-00M-0010-1
Lot Number1
SubdivisionSeis Lagos - Phase Ii (Gcn)
Land UseResidential
Legal DescriptionSEIS LAGOS - PHASE II (GCN), BLK M, LOT 1
Census Tract031314
Assessed Land Value$230,000
Assessed Improvement Value$378,839
Assessment Year2025

About this property

LOVEJOY ISD! This home has it all! Fabulous 5 bed 2 full & 2 half bath home on over a HALF ACRE CORNER lot in the guarded entrance community of Seis Lagos. Beautiful curb appeal says 'Welcome Home.' This home is so light & bright with soaring ceilings. Open concept floorplan is perfect for entertaining. Kitchen with granite, island, large pantry, & tons of cabinet storage. Expansive wood floors. Master suite down with UPDATED spa-like bath with spacious walk-in shower. Desirable game room on the first floor with half bath. Laundry room with sink. 5th bedroom-office flex space with closet. Central Vacuum. Tons of walk-out attic storage. Iron fencing-great for pets-property goes past fenced area. 3 car garage

Investor Tools

Property Icon
$624,000
Estimated Property Value
$393,065Estimated Mortgage Balance
$230,935Estimated Equity
37% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,744 /month
Positive
Cash Flow Estimate:
$1,248 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,081/month
$120/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,850
$608,839
2025
$230,000
$378,839
$608,839
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,850
$608,839

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Amcap Mortgage Ltd
Conventional
$431,250
No
First
Sep 23, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$393,065
$230,935
37%
63%
$2,586/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$2,706/mo
+$634/mo
6.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lucas

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