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$173,256

NAL Estimated Property Value

921 Ray Dr, Denison, TX, 75020

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,048 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$179.39 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
FlooringHardwood, Laminate

Exterior

Lot Size7,501 sqft

Building Information

Year Built1960
Garage Spaces1

Land Information

APND008 3113001
Lot Number1
SubdivisionMatthews Addn
Land UseResidential
Legal DescriptionMATTHEWS ADDN, LOT 1
Census Tract000400
Assessed Land Value$43,125
Assessed Improvement Value$130,131
Assessment Year2025

About this property

Discover the charm of this quaint 1960 ranch home nestled in a prime location. You will love relaxing in this cozy retreat after a long day of work or play. It features a generous living room perfect for entertaining guests and a kitchen designed for functionality and comfort. This home is made for today's lifestyle! Located in thriving Denison, 921 Ray is in the coveted Mayes Elementary school district and close to all the amenities of a Main Street town and Lake Texoma. This home has been well-maintained and includes new siding on almost the entire house, original hardwoods, updated flooring in the kitchen and bath. Priced affordably, it even includes ALL appliances, this lovely home presents an easy opportunity to own a piece of small town charm. Don't miss out on the chance to make this 1960 ranch your own!

Investor Tools

Property Icon
$173,256
Estimated Property Value
$175,916Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,128 /month
Positive
Cash Flow Estimate:
$376 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$222/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,792
$173,256
2025
$43,125
$130,131
$173,256
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,792
$173,256

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Fha
$180,738
Yes
First
Nov 12, 2024
Dec 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$175,916
N/A
0%
102%
$1,084/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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921 Ray Dr | Property Details | No Agent List