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$292,000

NAL Estimated Property Value

952 Virginia Lane, Saginaw, TX, 76179

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,687 Sq Ft
price_per_sqft$177.83 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Double Oven, Refrigerator
FlooringCeramic Tile, Laminate, Vinyl

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Lighting
Lot Size7,558 sqft

Building Information

Year Built2005
Garage Spaces2

Land Information

APN7856-5-14
Land UseResidential Single Family
Legal DescriptionCOMMONS AT WILLOW CREEK BLOCK 5 LOT 14
Census Tract114014
Assessed Land Value$70,000
Assessed Improvement Value$219,900
Assessment Year2025

About this property

Check every box with this adorable, move-in ready home nestled among the tree-lined streets of the Commons at Willow Creek in Saginaw. We are walking distance to the community pool on the corner, we are minutes to shopping and dining, and we have got some UPGRADES! NEW HVAC, ROOF, RADIANT BARRIER, INSULATION, WATER HEATER - and y'all - paid at closing solar panels. Get a check from the electrical company while you enjoy effortless living in this open concept home with split bedrooms and, wait for it, ZERO carpet thanks to the luxury vinyl plank flooring. Natural light pours through the neutral, soothing interior. Fresh paint, refinished cabinets, bold hardware, new lighting and contemporary mirrors make the interior feel modern and inviting. And worry not - the kitchen is not only spacious and beautiful with double ovens, all stainless Whirlpool appliances and white glossy cabinets - it is plumbed for gas at the stove, too. The exterior is just as impressive with custom hardscaping around the garden beds and newer fencing and an awesome man-cave-she-shed in the HUGE backyard. Pull the moving truck up, set the furniture inside, and thank yourself for being smart enough to buy this wonderful home.

Investor Tools

Property Icon
$292,000
Estimated Property Value
$300,594Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,800 /month
Positive
Cash Flow Estimate:
$600 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$470/month
$385/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,179
$289,900
2025
$70,000
$219,900
$289,900
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,179
$289,900

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Barrett Financial Group Llc
Va
$306,450
Yes
First
Apr 8, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$300,594
N/A
0%
103%
$1,838/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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952 Virginia Lane | Property Details | No Agent List