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$335,900

$349,900

957 Gilmer Rd, Winnsboro, TX, 75494

On MarketInfo
Price DropInfo
Beds3 Beds
Baths2 Bath
Baths1,969 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$170.59 / sqft
Year BuiltBuilt in 1970

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Disposal, Gas Water Heater
FlooringCarpet, Laminate, Tile

Exterior

Lot Size1.43 acres

Building Information

Year Built1970
Garage Spaces2

Land Information

APN40111
Land UseResidential
Legal DescriptionLOT 23A,24A BLK S-2 1.431 CITY OF WINNSBORO
Census Tract950200
Assessed Land Value$12,470
Assessed Improvement Value$214,240
Assessment Year2025

About this property

Nestled in a magical setting within the city limits of Winnsboro, this charming property offers the perfect blend of country living with the convenience of town amenities. Situated on 1.43 beautiful acres, the property is fenced and ready for a horse, small livestock, or chickens, with plenty of space for a garden as well. The home features 3 bedrooms, 2 baths, a sunroom, and a 2-car garage, offering approximately 1,969 square feet of comfortable living space. Beautiful mature trees provide abundant shade and create a peaceful outdoor setting to enjoy year-round. An outdoor patio is perfect for relaxing or entertaining, while the storage building/workshop offers additional flexibility for hobbies or projects. Inside, the spacious family room welcomes you with comfortable gathering space, and the kitchen features abundant cabinetry for excellent storage and functionality. The primary en-suite includes a walk-in shower and provides a private retreat at the end of the day. This unique property truly captures the feel of country living while being conveniently located inside the city limits of Winnsboro. Conveniently located to the Winnsboro Farmers Market and the vibrant Bowery Arts District, you’ll enjoy easy access to shopping, dining, and local events. Winnsboro, a designated Main Street City, offers the perfect blend of small-town charm, arts, and culture.

Investor Tools

$98,011Estimated Mortgage Balance
$248,572Estimated Equity
61% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,076 /month
Positive
Cash Flow Estimate:
$692 /month

Interested in this property?

Pam Swanner

Coldwell Banker Lakehaven, REA

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$218/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$891
$204,316
2025
$12,470
$214,240
$226,710
No

Tax History

Year
Tax Paid
Assessed Value
2025
$891
$204,316

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
City National Bank Of Sulphur Springs
Conventional
$109,000
No
First
Feb 1, 2021
Mar 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$98,011
$156,989
61%
28%
$654/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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