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$520,000

NAL Estimated Property Value

96 Trail Ridge Dr, Waco, TX, 76705

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,580 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$203.49 / sqft
Year BuiltBuilt in 1994

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Convection Oven
FlooringBamboo, Carpet, Ceramic Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters, Storage
Lot Size34,151 sqft

Building Information

Year Built1994
Stories1
Roof Type105
Garage Spaces2

Land Information

APN200324000008423
SubdivisionEaton A P
Land UseResidential
Legal DescriptionEATON A P ACRES .784
Census Tract003402
Assessed Land Value$46,790
Assessed Improvement Value$377,510
Assessment Year2025

About this property

Nestled in a tranquil Chalk Bluff neighborhood, this stunning 4-bedroom, 2.5-bathroom home offers a blend of contemporary sophistication and serene natural beauty. Boasting impeccable updates and spacious living, this property is perfect for those seeking city convenience and country living. Step inside to discover an immaculately updated interior that exudes style and functionality. The heart of this home, the fully remodeled kitchen, features exquisite Italian granite countertops, an induction cooktop, convection oven, and sleek new hardware. Enjoy cooking with ease and efficiency, while under and over cabinet lighting adds a touch of elegance. The kitchen seamlessly transitions into a charming sunroom, perfect for your morning coffee or casual dining while overlooking the picturesque views of nature. The isolated primary suite offers a private retreat with a remodeled en-suite bathroom, catering to relaxation and tranquility. Additional bedrooms are generously sized, providing ample space for both living and working from home. Outside, the serene and private backyard invites you to unwind and enjoy the mature trees and view of nature from the inviting back porch. The property is equipped with an updated roof and gutters, ensuring peace of mind for years to come. For the hobbyist or those in need of extra storage, a 20x30 insulated workshop or garage with electricity, built in 2020, offers endless possibilities. RV enthusiasts will appreciate the dedicated parking with 220-amp electric service. With a oversized 2-car garage and a location that combines the best of both city convenience and country peace, this home is a rare find. Experience the perfect blend of modern upgrades and natural tranquility in this Waco gem.

Investor Tools

Property Icon
$520,000
Estimated Property Value
$216,100Estimated Mortgage Balance
$303,900Estimated Equity
58% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,150 /month
Positive
Cash Flow Estimate:
$1,050 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$733/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$424,300
2025
$46,790
$377,510
$424,300
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$424,300

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swbc Mortgage Corp
Va
$264,448
Yes
First
Jul 21, 2017
Aug 2047

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$216,100
$303,900
58%
42%
$1,586/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,354/mo
$1,586/mo
$-232/mo
3.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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