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B+
NoAgentList RatingHow are grades calculated? Info

$460,000

9805 Wild Ginger Dr, McKinney, TX, 75072

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,684 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$171.39 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesWater Purifier, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Double Oven, Refrigerator
FlooringCarpet, Ceramic Tile, Wood

Building Information

Year Built2006
Stories2
Garage Spaces2

Land Information

APNR-8478-00M-0200-1
Lot Number20
SubdivisionWinsor Meadows At Westridge Phase 3 (Cmc
Land UseResidential
Legal DescriptionWINSOR MEADOWS AT WESTRIDGE PHASE 3 (CMC), BLK M, LOT 20
Census Tract030539
Assessed Land Value$120,000
Assessed Improvement Value$385,312
Assessment Year2025

About this property

This Immaculate Craftsman style home is a show stopper!! The layout is extremely versatile with the spacious primary bedroom with en suite down. The chef's kitchen boasts double ovens, quartz countertops, pot filler, water filtration system and ample storage. The kitchen opens to the dining area and family room, which is perfect for entertaining. Upstairs offers a second living area and split bedrooms which is ideal for generational living. Enjoy your coffee, sunrises, sunsets on your private balconies!! You will adore the serene back yard with plenty of green grass for playing and pets. Recent updates include paint, water heater, HVAC system, fence and roof. The 2 car garage has built in cabinets for additional storage. This home has a 4.5% assumable mortgage, pack your bags and come home!!

Investor Tools

Property Icon
$505,312
Estimated Property Value
$414,000Estimated Mortgage Balance
$96,140Estimated Equity
18% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,032 /month
Positive
Cash Flow Estimate:
$1,011 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$780/month
$690/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,836
$505,312
2025
$120,000
$385,312
$505,312
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,836
$505,312

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cadence Bank Na
Conventional
$414,000
No
First
Sep 8, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$409,172
$96,140
19%
81%
$2,483/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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9805 Wild Ginger Dr | Property Details | No Agent List