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$371,000

NAL Estimated Property Value

990 N Lydia Street, Stephenville, TX, 76401

$397,641 ARVInfo
Off MarketInfo
Beds5 Beds
Baths2 Bath
Baths2,838 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$82.8 / sqft
Year BuiltBuilt in 1969

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Gas Water Heater
FlooringCarpet, Ceramic Tile, Laminate, Vinyl

Exterior

Lot Size20,382 sqft

Building Information

Year Built1969
Garage Spaces2

Land Information

APNR000034561
Lot Number2A,2B
SubdivisionWest Oaks Addition
Land UseResidential
Legal DescriptionS7000 WEST OAKS ADDITION;, BLOCK 1;, LOT 2A & 2B (N5 OF 2B)
Census Tract950402
Assessed Land Value$45,000
Assessed Improvement Value$289,570
Assessment Year2025

About this property

PERFECT FOR LARGE OR MULTI-GENERATIONAL FAMILY in quiet established neighborhood - 5 BR, 2 Bath plus 2 Studies! Walking distance to schools including Tarleton State University. Create separate mother-in-law living space or have plenty of room for a large family or guests when they visit. Cozy brick wood burning fireplace, open concept kitchen, dining & living room keeps everyone together as you cook, study, entertain & watch movies. Large pantry, decorative rock breakfast bar & separate mud room with hooks & shelving. Serene large shaded back yard & wonderful patio porch for relaxing. Laminate wood flooring, ceramic tile & carpet. Call TODAY - don’t miss this rare centrally located 5 BR plus 2 bonus room home!

Investor Tools

Property Icon
$371,000
Estimated Property Value
$132,274Estimated Mortgage Balance
$238,726Estimated Equity
64% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$397,640
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,226 /month
Positive
Cash Flow Estimate:
$742 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$155/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$334,570
2025
$45,000
$289,570
$334,570
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$334,570

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Conventional
$153,700
No
First
May 31, 2019
Jun 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$132,274
$238,726
64%
36%
$922/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Stephenville

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990 N Lydia Street | Property Details | No Agent List