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$353,180

9904 Ridings Dr, Waco, TX, 76708

$358,464 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,000 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$185 / sqft
Year BuiltBuilt in 2024

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Electric Water Heater
FlooringVinyl

Exterior

Lot Size7,841 sqft

Building Information

Year Built2023
Stories1
Roof Type105
Garage Spaces2

Land Information

APN140383280003130
Lot Number13
SubdivisionSaddle Creek Ii Ph 2
Land UseReal, Residential Single-Family
Legal DescriptionSADDLE CREEK II PH 2 LOT 13 BLOCK 3 ACRES 0.18
Census Tract004104
Assessed Land Value$79,150
Assessed Improvement Value$274,030
Assessment Year2025

About this property

Beautiful new construction. Separate office when you enter into the house. Great workmanship and attention to detail. A must see if you are looking in Bosqueville ISD. The kitchen is modern and spacious, the pantry has ample space and plenty of storage. The laundry room conveniently connects to the primary bedroom, via the large walk-in closet and the pantry, making it easily accessible and convenient. This home is located in a great area, with easy access to China Spring Road, close proximity to schools, the Waco Regional Airport (ACT) and shopping! Seller is offerring a $2500 allowance toward CC or what the buyers needs.

Investor Tools

Property Icon
$353,180
Estimated Property Value
$320,140Estimated Mortgage Balance
$48,589Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$358,464
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,220 /month
Positive
Cash Flow Estimate:
$740 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$670/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,276
$353,180
2025
$79,150
$274,030
$353,180
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,276
$353,180

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Community Bank & Trust
Building Or Construction Loan
$320,140
No
First
Sep 19, 2023
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$304,591
$48,589
13%
86%
$1,920/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,920/mo
$-590/mo
4.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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9904 Ridings Dr | Property Details | No Agent List