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B+
NoAgentList RatingHow are grades calculated?Info

$352,000

NAL Estimated Property Value

9909 Ridings Drive, Waco, TX, 76708

$368,531 ARVInfo
Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,171 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$164.39 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 3Bathrooms 3
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Double Oven
FlooringCarpet, Vinyl

Exterior

Lot Size7,841 sqft

Building Information

Garage Spaces2

Land Information

APN140383280004040
Lot Number4
SubdivisionSaddle Creek Ii Ph 2
Land UseRes Inventory Vacant Land
Legal DescriptionSADDLE CREEK II PH 2 LOT 4 BLOCK 4 ACRES 0.18
Census Tract004104
Assessed Land Value$52,840
Assessment Year2025

About this property

Come see the Sierra floorplan at Saddle Creek in Waco, Texas. This single-story home option is beautifully laid out with 3 bedrooms, 2.5 bathrooms, and a 2-3 car garage – all in 2,171 approximate square feet. When you enter the home, you’ll be greeted with two bedrooms and a secondary bathroom. Continuing down the hallway, find yourself in the living area next to the dining area that can be opted for a study. Enjoy the beautiful kitchen that features flat birch cabinetry, granite countertops, decorative tile backsplash, and stainless-steel appliances. It is set off from the living area by the breakfast bar. Walking through the great room, you’ll find the covered patio with the option for an alternative covered patio, here you can enjoy the view of the backyard. Or find yourself in the primary bedroom with an attached walk-in closet for all your belongings and an attached bathroom. The bathroom has a double vanity and a walk-in shower that can be opted for a tub and shower. Like all our homes, you’ll always be close to home with our smart home technology integrated into your home. Find security and control through the Qolsys panel, your phone, or your voice. You can easily integrate it with Z-wave or Bluetooth technology when you want to add additional smart home tech.(Prices, plans, dimensions, specifications, features, incentives, and availability are subject to change without notice obligation. Images used are digital renderings and subject to have variations)

Investor Tools

Property Icon
$352,000
Estimated Property Value
$318,365Estimated Mortgage Balance
$33,635Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$368,531
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,141 /month
Positive
Cash Flow Estimate:
$714 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$238/month
$250/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,095
$52,840
2025
$52,840
N/A
$52,840
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,095
$52,840

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Dhi Mortgage Company Ltd
Unknown
$319,751
No
First
Feb 26, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$318,365
$33,635
9%
90%
$1,918/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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9909 Ridings Drive | Property Details | No Agent List