Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$413,000

NAL Estimated Property Value

997 N Lydia St, Stephenville, TX, 76401

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,777 Sq Ft
price_per_sqft$158.08 / sqft
Year BuiltBuilt in 1978

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Vented Exhaust Fan
FlooringTile, Vinyl

Exterior

Exterior FeaturesAwning(s), Rain Gutters, Playground
Lot Size10,585 sqft

Building Information

Year Built1978
Garage Spaces2

Land Information

APNR000030447
Lot Number7
SubdivisionCity Addition
Land UseResidential
Legal DescriptionS2600 CITY ADDITION;, BLOCK 144;, LOT 7 (W 1/4);
Census Tract950402
Assessed Land Value$45,000
Assessed Improvement Value$306,600
Assessment Year2025

About this property

Spacious home on a corner lot in Stephenville with room to spread out! Located close to Stephenville schools and Tarleton State University, this well-maintained property offers both convenience and comfort. The updated kitchen includes granite countertops and opens up to the large family room, which features a cozy wood-burning fireplace—perfect for gatherings. A large dining room with built-in cabinets connects to the kitchen, offering the perfect space for hosting dinners or casual meals. Downstairs also includes tile flooring throughout, a large primary suite for added privacy, a convenient half bath for guests, and a very spacious bonus room that could be used as a fourth bedroom, second living area, game room, or office. Upstairs, you’ll find two additional bedrooms and a full bath overlooking the backyard. All bedrooms offer huge walk-in closets, and recent updates include luxury vinyl plank flooring upstairs and refreshed finishes throughout. The garage has a side entry, extra storage space, and a designated spot for a water softener. Sitting on a nice-sized lot with mature trees surrounding the home, this property offers curb appeal and plenty of outdoor enjoyment. The oversized backyard is shaded, private, and spacious—perfect for kids, pets, or hosting friends. Whether you’re relaxing on the covered patio or enjoying the open yard, there’s plenty of room to make it your own. A swingset is already in place and will remain with the home. A privacy fence and sprinkler system complete the space, making it both functional and inviting. Don’t miss your chance to own this beautifully updated home in a prime Stephenville location!

Investor Tools

Property Icon
$413,000
Estimated Property Value
$117,788Estimated Mortgage Balance
$295,212Estimated Equity
71% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,634 /month
Positive
Cash Flow Estimate:
$878 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$600/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$351,600
2025
$45,000
$306,600
$351,600
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$351,600

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Randolph Brooks Fcu
Conventional
$119,000
No
First
Oct 29, 2025
Nov 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$117,788
$295,212
71%
29%
$714/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Stephenville

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

997 N Lydia St | Property Details | No Agent List