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$261,000

1012 Oxford Ln, Troy, TX, 76579

$268,020 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,522 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$180.03 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Microwave, Electric Water Heater
FlooringCarpet, Vinyl

Exterior

Lot Size6,443 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN511826
Lot Number68
SubdivisionCottonwood Creek Phase I
Land UseResidential
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0068
Census Tract020101
Assessed Land Value$45,000
Assessed Improvement Value$215,403
Assessment Year2025

About this property

Welcome to 1012 Oxford Lane, a beautiful and inviting family home nestled in the friendly community of Troy, TX. This charming residence offers a perfect blend of modern comfort and timeless appeal, ideal for both growing families and those seeking a peaceful home. Key Features: Bedrooms: 3 spacious bedrooms providing ample space for relaxation and privacy. Bathrooms: 2 well-appointed bathrooms featuring modern fixtures and finishes. Living Space: An open-concept living area with plenty of natural light, perfect for entertaining guests or enjoying cozy family nights. Kitchen: A modern, fully-equipped kitchen with stainless steel appliances, granite countertops, and plenty of cabinet space. Outdoor Space: A beautifully landscaped yard with a decent patio, perfect for outdoor dining and gatherings. Garage: A spacious 2-car garage with storage options. Location: Conveniently located near Troy ISD and has NO backyard neighbors. There is a walkway a few houses day to get to the schools. Additional Highlights: Master Suite: A luxurious master suite with a walk-in closet and an en-suite bathroom featuring a soaking tub and separate shower. Community: A family-friendly neighborhood known for its welcoming atmosphere and excellent school district. This home at 1012 Oxford Lane is a perfect find, offering the perfect combination of comfort, style, and convenience. Don't miss out on the opportunity to make this your forever home.

Investor Tools

Property Icon
$261,000
Estimated Property Value
$223,850Estimated Mortgage Balance
$43,465Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$268,019
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,644 /month
Positive
Cash Flow Estimate:
$548 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$474/month
$250/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,388
$260,403
2025
$45,000
$215,403
$260,403
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,388
$260,403

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Texas
Fha
$223,850
Yes
First
Oct 15, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$217,535
$43,465
16%
83%
$1,343/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Troy

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1012 Oxford Ln | Property Details | No Agent List