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$510,000

1044 Stephen Street, Allen, TX, 75013

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,765 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$184.45 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan, Tankless Water Heater, Gas Water Heater
FlooringCarpet, Ceramic Tile, Wood

Building Information

Year Built2019
Stories2
Garage Spaces2

Land Information

APNR-10639-00E-0090-1
Lot Number9
SubdivisionVillage At Twin Creeks Phase One (Cal)
Land UseResidential
Legal DescriptionVILLAGE AT TWIN CREEKS PHASE ONE (CAL), BLK E, LOT 9
Census Tract031507
Assessed Land Value$160,000
Assessed Improvement Value$504,816
Assessment Year2025

About this property

Dont want to wait for NEW CONSTRUCTION Beautiful home in the Heart of Allen!! This community is surrounded by multiple shopping and entertainment areas.This home is spacious and flows effortlessly with a chef & entertainer's delight kitchen w gorgeous white cabinetry & large island that opens to dining & living areas which makes it a favorite gathering place for all! High ceilings, with recessed lighting and abundance of windows fill the space with natural light and gorgeous wood flooring. Steps from the community park and pool. Large gameroom upstairs for the kids to play. Covered patio with no yard work needed after a long work day.Come see this is Texas sized master closet!

Investor Tools

Property Icon
$664,816
Estimated Property Value
$0Estimated Mortgage Balance
$463,915Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,989 /month
Positive
Cash Flow Estimate:
$1,330 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,111/month
$750/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,011
$664,816
2025
$160,000
$504,816
$664,816
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,011
$664,816

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Origin Bank
Conventional
$220,000
No
First
Oct 5, 2021
Nov 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$200,901
$463,915
69%
30%
$1,320/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,410/mo
$2,070/mo
+$340/mo
4.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Allen

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1044 Stephen Street | Property Details | No Agent List