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$362,000

NAL Estimated Property Value

105 TORREY PINES, LAGUNA VISTA, TX, 78578

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths1,599 Sq Ft
price_per_sqft$222.01 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesElectric Water Heater, Water Softener
FlooringHardwood, Tile

Exterior

Lot Size9,749 sqft

Building Information

Year Built2020
Stories1
Roof Type114
Garage Spaces2

Land Information

APN72-4644-0000-0090-00
Lot Number9
SubdivisionSpi Golf Community Parcel 16d Subdivisio
Land UseResidential
Legal DescriptionLOT 9 SPI GOLF COMMUNITY PARCEL 16D SUBDIVISION (2019 C1-3812 CCMR FILED 12/07/2018)
Census Tract012301
Assessed Land Value$52,000
Assessed Improvement Value$294,483
Assessment Year2025

About this property

Welcome to your exquisite sanctuary in the well known SPI Golf Community, where modern luxury meets coastal charm. This stunning 3-bedroom, 2-bath home, built in 2021, embodies the essence of paradise living with its meticulously curated design and top-tier amenities. The heart of the home boasts top-of-the-line appliances and custom cabinetry, perfect for entertaining guests. Enjoy the enclosed patio that serves as a serene retreat, allowing you to enjoy the outdoors year-round while being shielded from the elements. It's an ideal space for morning coffee or evening gatherings. With a generously sized backyard, you have ample room for a pool, making it perfect for relaxation. If weather is a concern, enjoy the safety from the new hurricane shutters! Just minutes from South Padre Island/SpaceX, you'll have easy access to world-class beaches, dining, and entertainment, all while enjoying the tranquility of the golf community. Don't miss this rare opportunity to own a piece of paradise!

Investor Tools

Property Icon
$362,000
Estimated Property Value
$244,438Estimated Mortgage Balance
$117,562Estimated Equity
32% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,172 /month
Positive
Cash Flow Estimate:
$724 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$521/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,445
$332,261
2025
$52,000
$294,483
$346,483
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,445
$332,261

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Highlands Residential Mortgage Ltd
Conventional
$249,200
No
First
Mar 11, 2025
Apr 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$244,438
$117,562
32%
68%
$1,495/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,156/mo
$1,495/mo
$-339/mo
3.8%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: LAGUNA VISTA

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