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Owner Contacts

$272,000

NAL Estimated Property Value

108 Ridgewood St, Lufkin, TX, 75904

$274,482 ARV

Sold

8/13/26

3 Beds

2 Bath

1,880 Sq Ft

Single Family Residence

$146.28 / sqft

Built in 1976

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3

Bathrooms Half 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

Exterior

Lot Size25,003 sqft

Building Information

Year Built1976

Roof Type105

Garage Spaces5

Land Information

APN4480-330-002-029-00

Lot Number29

SubdivisionIdlewood

Land UseResidential

Legal Description4480 IDLEWOOD BLK 2 LOT 29

Census Tract000301

Assessed Land Value$28,300

Assessed Improvement Value$233,190

Assessment Year2025

About this property

Welcome to this beautifully updated 3-bedroom, 2-bath home in the highly sought-after Central ISD! Completely renovated and move-in ready, this home features a charming German schmear exterior, a **new roof**, fresh interior paint, luxury vinyl plank flooring, and a stylish kitchen with **stainless steel appliances**. Major updates include an **HVAC system installed in 2024**, a **new water heater in 2025**, and the home was **professionally leveled in 2025 with a transferable warranty**. Outside, you'll find a large covered patio, 2-car attached garage with a new garage door, plus an ** isolated 2-car detached garage** with storage that's perfect for a workshop, hobby space, or additional storage. A separate storage building with electricity provides even more room for tools and equipment. With all the major updates already completed, this turnkey home is ready for its new owners. Don't miss your chance to own this beautifully updated property in a fantastic Central ISD location!

Investor Tools

$272,000

Estimated Property Value

$223,131Estimated Mortgage Balance

$49,313Estimated Equity

15% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

$274,481

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,650 /month

Positive

Cash Flow Estimate:

$550 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$355/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,900

$261,490

2025

$28,300

$233,190

$261,490

Tax History

Year

Tax Paid

Assessed Value

2024

$2,900

$261,490

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Commercial Bank Of Texas Na

$248,640

Yes

First

Mar 4, 2021

Apr 2052

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$223,131

$41,869

15%

82%

$1,491/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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