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$256,132

NAL Estimated Property Value

1098 Spring Terrace Loop, Temple, TX, 76502

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,400 Sq Ft
price_per_sqft$171.43 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
FlooringCarpet, Vinyl

Exterior

Exterior FeaturesCovered Patio, Rain Gutters
Lot Size7,841 sqft

Building Information

Year Built2018
Stories1
Garage Spaces2

Land Information

APN476060
Lot Number25
SubdivisionWestfield Development Phase Xi
Land UseResidential
Legal DescriptionWESTFIELD DEVELOPMENT PHASE XI, BLOCK 002, LOT 0025, 0.180AC 0.180AC
Census Tract020302
Assessed Land Value$40,000
Assessed Improvement Value$217,417
Assessment Year2025

About this property

Welcome home to this beautifully maintained and truly move-in ready residence. Thoughtfully updated with stylish, modern light fixtures, this home features a freshly painted interior in a warm, neutral palette that complements any décor. Abundant natural light fills every room, creating a bright and inviting atmosphere. Enjoy relaxing in the soaking tub after a long day in this pet-free, smoke-free, and child-free home that has been meticulously cared for and kept in pristine condition. Situated on one of the larger lots in the community, the property offers generous outdoor space and a covered back patio — perfect for morning coffee, sunrise views, or watching the 4th of July fireworks. Just steps from your door, scenic walking trails lead to beautiful Crossroads Park. For added convenience and peace of mind, a transferable security system is included. This is a rare opportunity to own a move-in ready home in an exceptional location!

Investor Tools

Property Icon
$256,132
Estimated Property Value
$243,938Estimated Mortgage Balance
$12,194Estimated Equity
4% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,537 /month
Positive
Cash Flow Estimate:
$512 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$284/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,125
$256,132
2025
$40,000
$217,417
$257,417
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,125
$256,132

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$245,000
Yes
First
Feb 26, 2026
Mar 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$243,938
$12,194
4%
95%
$1,469/mo

City: Temple

1098 Spring Terrace Loop | Property Details | No Agent List