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$1,499,999

1102 Howell St, McKinney, TX, 75069

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,703 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$318.95 / sqft
Year BuiltBuilt in 1914

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Lot Size1.31 acres

Building Information

Year Built1945
Stories3
Garage Spaces2

Land Information

APNR-1194-000-00W7-1
Lot NumberW7W8
SubdivisionWard Worthy Addition (Cmc)
Land UseResidential
Legal DescriptionWARD WORTHY ADDITION (CMC), LOT W7 W8
Census Tract030802
Assessed Land Value$500,000
Assessed Improvement Value$772,919
Assessment Year2025

About this property

Imagine calling 1102 W. Howell Street home—a majestic Colonial Revival in the heart of Historic Downtown McKinney that blends timeless heritage with modern luxury. Situated on a lavish 1.3-acre double lot, this fully renovated 1914 property features over 4,700 sq ft of living space, five bedrooms, and four-and-a-half baths. Between the rich original oak floors, bay windows, and character-defining details like glass door knobs and a vintage brass doorbell, it's clear this isn't just a house—it’s a piece of McKinney history. Living here would feel like your own private retreat: enjoy an updated chef’s kitchen, a gas-fireplaced primary suite with walk-in closets, a separate carriage house accessory unit above a spacious workshop, and an elegant saltwater pool with a cedar deck, pergola, orchard, and even a treehouse with a zip line in the backyard oasis. Add to that a circular driveway and oversized two-car garage big enough for a full-size pickup and that's urban living at its finest—yet surrounded by leafy privacy and charm.

Investor Tools

Property Icon
$1,434,000
Estimated Property Value
$429,500Estimated Mortgage Balance
$884,905Estimated Equity
70% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$9,000 /month
Positive
Cash Flow Estimate:
$3,000 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,825/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$14,727
$1,272,919
2025
$500,000
$772,919
$1,272,919
No

Tax History

Year
Tax Paid
Assessed Value
2024
$14,727
$1,272,919

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Compass Bank
Credit Line (Revolving) / Heloc
$222,667
No
First
Jan 7, 2016
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$549,095
$884,905
61%
38%
$3,912/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,572/mo
$3,912/mo
$-1,340/mo
2.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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1102 Howell St | Property Details | No Agent List