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A+
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$121,000

1113 W Downs Ave, Temple, TX, 76504

$157,300 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,488 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$79.97 / sqft
Year BuiltBuilt in 1903

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
AppliancesDishwasher, Electric Range
FlooringVinyl

Exterior

Lot Size3,424 sqft

Building Information

Year Built1903
Stories1
Roof Type114

Land Information

APN104807
Lot Number8
SubdivisionCole's Factory Addition
Land UseResidential
Legal DescriptionCOLE'S FACTORY ADDITION, BLOCK 006, LOT 0008
Census Tract020702
Assessed Land Value$14,723
Assessed Improvement Value$124,756
Assessment Year2025

About this property

Affordable 3-bedroom, 2-bath home with seller financing available! Conveniently located within walking distance to HEB and Temple High School, and just minutes from downtown Temple shopping, dining, and local amenities. This home offers a practical layout and comfortable living space, making it a great option for owner-occupants or investors alike. Enjoy easy access to everyday conveniences while staying close to everything Temple has to offer. Don’t miss this opportunity for affordable homeownership with flexible financing options

Investor Tools

Property Icon
$121,000
Estimated Property Value
$125,644Estimated Mortgage Balance
$0Estimated Equity
-4% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$157,300
Rent-to-Value Ratio: 0.72%
Rent Estimate
$726 /month
Positive
Cash Flow Estimate:
$242 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$108/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$693
$74,482
2025
$14,723
$124,756
$139,479
No

Tax History

Year
Tax Paid
Assessed Value
2024
$693
$74,482

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$125,644
Yes
First
Apr 1, 2026
May 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$125,463
N/A
0%
104%
$754/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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