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$230,000

1149 Ottoman Loop, Troy, TX, 76579

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,268 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$191.64 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave, Oven, Refrigerator, Water Heater
FlooringCarpet, Vinyl

Exterior

Lot Size6,177 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN511860
Lot Number102
SubdivisionCottonwood Creek Phase I
Land UseResidential
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0102
Census Tract020101
Assessed Land Value$45,000
Assessed Improvement Value$192,176
Assessment Year2025

About this property

Peace, Privacy & Small-Town Charm — Welcome to 1149 Ottoman Loop, Troy, TX! Tucked away in the heart of Troy, this well-maintained home backs up to a quiet greenbelt, giving you added privacy and uninterrupted views with no backyard neighbors — the perfect spot to relax, entertain, or let the kids play freely. Step inside to a bright, open-concept layout featuring a spacious living room, a kitchen with plenty of counter space and storage, and a cozy dining area that makes everyday living feel effortless. The bedrooms are generously sized, with a private primary suite that offers a peaceful retreat after a long day. Located in a friendly neighborhood with highly rated schools and just a short drive to Temple or Belton, this home offers the best of small-town living with modern comfort and convenience. Come experience the charm of Troy for yourself — 1149 Ottoman Loop is ready to welcome you!

Investor Tools

Property Icon
$230,000
Estimated Property Value
$180,000Estimated Mortgage Balance
$42,081Estimated Equity
22% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,458 /month
Positive
Cash Flow Estimate:
$486 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$320/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,687
$229,097
2025
$45,000
$192,176
$237,176
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,687
$229,097

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas State Affordable Hsng Corp
Va
$10,637
Yes
First
Mar 23, 2023
Mar 2026

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$187,919
$42,081
18%
82%
$1,144/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Troy

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1149 Ottoman Loop | Property Details | No Agent List