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A
NoAgentList RatingHow are grades calculated? Info
Days208Days on Market
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$125,000

120 W Avenue J, Belton, TX, 76513

On MarketInfo
Beds1 Beds
Baths1 Bath
Baths1,110 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$112.61 / sqft
Year BuiltBuilt in 1940

Property Lead Type:

Must-SellAbsentee Owner

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 1Bathrooms Full 1
AppliancesWater Heater
FlooringTile, Vinyl

Exterior

Lot Size5,624 sqft

Building Information

Year Built1940
Stories1
Roof Type105

Land Information

APN24764
Lot Number3
SubdivisionConnell
Land UseResidential
Legal DescriptionCONNELL, BLOCK 004, LOT PT 3, (75' X 75' OF SW COR OF 3) (75' X 75' OF SW COR OF 3)
Census Tract021601
Assessed Land Value$13,163
Assessed Improvement Value$82,072
Assessment Year2025

About this property

This versatile B2-zoned commercial retail property offers endless opportunities for business owners, investors, or entrepreneurs. Ideally situated just one block from Main Street and I-14, this location provides excellent visibility and quick access to both I-14 and I-35—making it convenient for customers, clients, and employees. All of this comes at one of the most affordable commercial locations in the City of Belton. With over 1,100 sq ft, the structure can easily be converted into office space, a boutique retail shop, service business, studio, or professional workspace. The property is also grandfathered as a single-family residence, featuring a 1-bedroom, 1-bath layout that can be adapted into private offices, meeting rooms, or a flexible multi-use floorplan. Additional commercial advantages include: • High-traffic corridor with strong exposure • Easy access for commuters and customers • Ideal for small business startups or expansion • Close proximity to established retail, dining, and community services • Ample space to customize interior to your business needs • Located in a rapidly growing commercial district Whether you're looking to launch a new business, relocate, or invest in a property with strong commercial potential, this lot delivers unbeatable flexibility, location, and value.

Investor Tools

Property Icon
$124,000
Estimated Property Value
$100,000Estimated Mortgage Balance
$24,433Estimated Equity
19% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$750 /month
Positive
Cash Flow Estimate:
$250 /month

Interested in this property?

Jeremy Ellis

Anchor Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$214/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,947
$95,235
2025
$13,163
$82,072
$95,235
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,947
$95,235

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Texas
Conventional
$100,000
No
First
Feb 23, 2026
Mar 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$99,567
$24,433
19%
80%
$600/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Belton

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