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Days296Days on Market
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$450,000

12099 Village Gate Dr, El Paso, TX, 79936

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,690 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$167.29 / sqft
Year BuiltBuilt in 1994

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesRange, Dishwasher, Free-Standing Gas Oven, Gas Water Heater, Microwave, Range Hood
FlooringTile, Laminate, Carpet

Exterior

Private PoolPrivate Pool
Exterior FeaturesBalcony
Lot Size10,546 sqft

Building Information

Year Built1994
Roof Type105
Garage Spaces2

Land Information

APNV897-999-0970-3300
Lot Number33
SubdivisionVista Hills #30
Land UseResidential
Legal Description97 VISTA HILLS #30 LOT 33 (10545.52 SQ FT)
Census Tract004319
Assessed Land Value$34,976
Assessed Improvement Value$287,887
Assessment Year2025

About this property

Haven't been approved for a traditional mortgage loan? You can still buy your dream home! Capitalize on premier owner financing El Paso TX with this recently built modern home situated on a prime corner lot in East Side's Montwood. Ideal for buyers searching for seller financed homes El Paso or for sale by owner (FSBO) deals, this listing offers flexible terms real estate options designed for quick, hassle-free approval. Features include solar panels, rich wood floors, and a beautiful kitchen with granite countertops, stylish flat panel cabinets, a stainless steel gas cooktop, endless storage, and a humongous pantry. The large master bedroom boasts a walk-in closet and ensuite with double sinks, granite double vanities, stylish tile, shower, and soaking tub. Close to parks, Montwood High, and shopping. Tour the best owner carry homes El Paso offers! Turn-Key Modern Home Available for Immediate Purchase | No Bank Mortgage Needed If you have struggled to get approved for a traditional mortgage loan or want to bypass rigid banking requirements, your path to homeownership starts right here. Welcome to one of the most exciting opportunities in East Side El Paso--a recently built, modern masterpiece designed for refined living and offered with flexible purchasing options. By taking advantage of premier owner financing El Paso TX, this property removes the stress, stringent underwriting, and endless red tape of conventional lending. Whether you are looking specifically for seller financed homes El Paso, evaluating for sale by owner (FSBO) opportunities, or exploring high-value owner carry homes El Paso, this listing offers the ultimate flexible terms real estate deal structured to fit your financial goals. Home Features & Architectural Highlights Positioned proudly on a spacious corner lot, this modern residence showcases incredible curb appeal, clean architectural lines, and premium energy efficiency. Eco-Friendly Energy Savings: Outfitted with high-efficiency solar panels included with the home, helping you save significantly on monthly utility bills year-round. Modern Interior Design: Step inside to a bright, very spacious floor plan highlighted by stunning wood floors that flow seamlessly throughout the living spaces. Gourmet Chef's Kitchen: The heart of this home is a culinary showcase, complete with rich granite countertops, stylish flat panel cabinets, a premium stainless steel gas cooktop, plenty of storage, and a humongous pantry designed for maximum organization and culinary flexibility. Designer Bathrooms: Every bathroom in the residence is stylishly executed with modern tile work, sleek fixtures, and thick granite counter surfaces. Primary Retreat: The master bedroom is exceptionally large in size, providing a serene sanctuary. It includes a massive walk-in closet and a spacious ensuite bathroom featuring: Double sinks Granite double vanities A walk-in tiled shower A deep, relaxing soaking tub The Montwood Lifestyle: Safety, Community & Convenience Beyond the doors of this stunning home lies the highly coveted Montwood neighborhood--an established, peaceful enclave on the East Side of El Paso known for its quiet, sidewalk-lined streets and strong rate of homeownership. Montwood delivers a balanced, family-friendly suburban lifestyle with an exceptional community feel, supreme safety metrics, and quick access to everything you need. 1. Commuter Convenience & Major Thoroughfares Navigating the city from this location is effortless. Residents benefit from direct access to key local corridors like Montwood Drive and George Dieter Drive, as well as fast connectivity to Interstate 10. Whether commuting to Downtown El Paso, Fort Bliss, or local business hubs, driving times remain quick and stress-free. 2. Top-Tier Educational Pipeline Families in Montwood take pride in their community schools. The area features a highly desirable school pipeline, most notably anchored by Montwood High School, known for its academic programs, vibrant athletics, and community involvement. 3. Outdoor Recreation & Neighborhood Parks If you enjoy an active lifestyle or outdoor fun with family and pets, Montwood boasts exceptional public green spaces: John Lyons Park: A beautifully maintained public park famous for expansive open fields, basketball courts, sand volleyball courts, a dedicated fitness circuit, and a unique dinosaur-themed playground that kids love. Dick Shinaut Park: Popular among dog owners and runners, offering great walking trails, an open playing field, a local skate park, a large children's playground, and paved paths tailored for morning jogs or evening strolls. 4. Premier Shopping & Retail Hubs Unmatched commercial convenience is right down the road: Montwood Square: Located directly on Montwood Drive for seamless everyday errands. Includes a Planet Fitness, a fresh local fruit store, and an adjacent Albertsons grocery store. Las Palmas Marketplace: A massive 650,000-square-foot regional shopping epicenter featuring an endless mix of clothing stores, home decor outlets, popular casual dining spots, and a modern movie theater with stress-free parking. 5. Local Culinary & Dining Hotspots The East Side dining scene surrounding Montwood is famous for scratch-made Mexican cuisine and trendy casual eateries: Morra Mia: A lively, warehouse-chic culinary destination known for creative house-made tortillas, elevated Mexican recipes, specialty handcrafted cocktails, and a relaxed outdoor patio. RestauranTina: A beloved neighborhood gem celebrated for its welcoming, family-friendly staff, incredible value, and authentic, from-scratch Mexican comfort food that tastes like a home-cooked meal. Seize This Owner-Financed Opportunity Today Opportunities to purchase a recently built, modern home on a corner lot with solar panels in a prime neighborhood like Montwood rarely come along--especially with flexible terms real estate solutions that bypass traditional bank approvals. Whether you are self-employed, building your financial portfolio, or simply seeking a direct seller-financed transaction, this property offers the turnkey quality and long-term value you deserve. Contact us today to discuss financing terms and schedule your private tour!

Investor Tools

$721,565Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,700 /month
Positive
Cash Flow Estimate:
$900 /month

Interested in this property?

Justin Cates

New Beginnings Realty-1964

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$798/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,826
$322,863
2025
$34,976
$287,887
$322,863
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,826
$322,863

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Ocmbc Inc
Unknown
$361,564
No
First
Apr 1, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$721,565
N/A
0%
206%
$4,336/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,980/mo
$4,336/mo
$-2,356/mo
6.8%

Learn About the Market: Opportunity in El Paso

Local Market Pages
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Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

Explore Texas Explore This Area
Population Growth

Population Growth

0.6%

Net Migration

Net Migration

Stable

Median Home Price

Median Home Price

$184,500

Unemployment Rate

Unemployment Rate

4.0%

Price Trend

Price Trend

+1.6% YoY

New Permits

New Permits

Dynamic Permit Feed

City: El Paso

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12099 Village Gate Dr | Property Details | No Agent List