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$1,057,000

NAL Estimated Property Value

121 Waterford Ln, Georgetown, TX, 78628

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,189 Sq Ft
price_per_sqft$374.73 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesBuilt In Oven, Down Draft, Dishwasher, Electric Cooktop, Disposal, Microwave, Stainless Steel Appliances, Tankless Water Heater, Vented Exhaust Fan, Warming Drawer
FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesBalcony, Exterior Steps, Lighting, Rain Gutters
Lot Size1.37 acres

Building Information

Year Built2007
Stories2
Garage Spaces3

Land Information

APNR-15-2535-0100-0122
Lot Number122
SubdivisionGabriels Overlook
Land UseResidential
Legal DescriptionS7384 - GABRIELS OVERLOOK SEC 1, LOT 122, ACRES 1.366
Census Tract020124
Assessed Land Value$559,671
Assessed Improvement Value$473,333
Assessment Year2025

About this property

Nestled along the South San Gabriel River in the gated community of Gabriel’s Overlook, this thoughtfully designed custom home offers laid-back Hill Country living on over 1.3 acres. Step inside to soaring 11’ ceilings and rich engineered Hickory hardwood floors that flow through the main living spaces. The living room is a cozy and stylish gathering space featuring a limestone-surround wood-burning fireplace (with gas start), flanked by built-in display shelves, in-ceiling speakers, and a wall of windows framing peaceful backyard and Hill Country views. The kitchen is a chef’s delight, showcasing Cristallo white translucent quartzite counters, Knotty Alder cabinetry with pull-out trays, and a full suite of built-in appliances including oven, microwave, warming bin, and electric cooktop. The owner’s suite is a serene retreat with bay windows offering beautiful views of the river and greenspace beyond. A spacious laundry room doubles as a craft or hobby area. Upstairs, a full bath added in 2024 perfectly complements the media room or optional 4th bedroom, complete with a walk-in storage closet and a private second-story deck. An oversized three-car garage impresses with epoxy flooring, custom "Closets by Design" built-ins, and decked attic storage. The home also features a 2021 roof with energy-saving TechShield Radient Barrier. Enjoy multiple outdoor living areas including a tiled screened porch, composite deck, and rustic fire pit seating—with scenic elevated views of the South San Gabriel River. The property line extends into the river, creating a quiet natural buffer from the City of Georgetown’s Garey Park. This is Hill Country living at its finest.

Investor Tools

Property Icon
$1,057,000
Estimated Property Value
$653,292Estimated Mortgage Balance
$404,686Estimated Equity
39% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$7,170 /month
Positive
Cash Flow Estimate:
$2,390 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$804/month
$810/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,363
$1,033,004
2025
$559,671
$473,333
$1,033,004
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,363
$1,033,004

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pnc Bank Na
Conventional
$661,000
No
First
Aug 22, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$653,292
$422,708
39%
62%
$3,964/mo

City: Georgetown